Total outstanding balance of single-family mortgages in Ginnie Mae mortgage-backed securities increased by 2.2% from the end of June to $2.65 trillion as of the end of September.

Mortgage leaders expect some form of government guarantee to stick around even if the GSEs exit conservatorship.

The amount of agency servicing with coupons over 6.0% increased by 10.2% during the third quarter.

Loans without mortgage insurance gained some share in the agency MBS market during the third quarter.

VA refi volume was down 31.5% from the second quarter, while FHA refi volume slipped 10.3%.

FHA is supporting some manual endorsement actions that lenders cannot process themselves.

FHA and VA mortgages tend to have sharply different prepayment rates but they're put together in Ginnie MBS, potentially penalizing FHA borrowers.

Some lenders are consistently avoiding delivering certain GSE-eligible mortgages to Fannie Mae or Freddie Mac.

Servicers can comply with the new policies as of Oct. 1, but the mandatory compliance date was extended to Dec. 30.

FHA's Matt Jones said the mortgage insurer plans to take a “hard look” at energy conservation code requirements.