Former Freddie CEO Raises Concerns on Changes to CRT Program December 22, 2025 Dennis Hollier Former Freddie Mac CEO Don Layton said changes to the CRT program in recent years have led to the GSEs carrying more credit risk.Read More
Ginnie Share of Mortgage Servicing Reaches 18.3% in 3Q December 19, 2025 Brandon Ivey The GSE share of servicing outstanding fell from 46.4% at the end of June to 46.1% at the end of September.Read More
Ginnie to Align Liquidation Reporting With GSE Standards December 19, 2025 Emmeline Willey The Mortgage Bankers Association said its members see value in switching to short-term liquidation reporting.Read More
Short Takes: Senate Confirms FHA, Ginnie Leaders / Mortgage Payments Declining / Property Insurance Trends December 19, 2025 Brandon Ivey The Senate on Thursday confirmed Frank Cassidy as FHA commissioner and Joe Gormley as president of Ginnie Mae.Read More
Refis Lead to Increase in Ginnie MBS Issuance in November December 18, 2025 Emmeline Willey While purchase-mortgage issuance fell 8.4% to hit the lowest monthly volume since March, refinance activity spiked 44.0% in November.Read More
Agency Jumbo Volume Holds Steady in Third Quarter December 12, 2025 Brandon Ivey High-balance loans accounted for 4.4% of total agency MBS issuance in the third quarter.Read More
Housing Bill With Bipartisan Support Introduced in House December 12, 2025 Brandon Ivey The Housing for the 21st Century Act includes a number of provisions that overlap with the ROAD to Housing Act in the Senate.Read More
Short Takes: Foreclosures Slow in November / Equifax Offering Income, Employment Verification Earlier / Democrats in Congress Want to Hear From Vought / Another Bite at the Apple for HECM Comments December 10, 2025 Brandon Ivey Foreclosure filings declined by 3% on a monthly basis in November.Read More
Agency MBS Issuance Hits High for Year in November December 9, 2025 John Bancroft Agency MBS issuance in November hit a level last seen in August 2022 at the tail end of the pandemic-driven mortgage boom.Read More
Congress Revises Terms for Still-in-Progress VA Loss-Mit Program December 3, 2025 Emmeline Willey The changes also allow VA to charge default-related fees under the partial claim, among other adjustments.Read More
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