April, an Exceedingly Strong Month for Ginnie Issuance May 19, 2025 Emmeline Willey Among the top 20 Ginnie issuers in April, just two were federally insured depositories.Read More
FHA, VA Gain MI Market Share in First Quarter May 16, 2025 John Bancroft The FHA/VA share of primary MI volume increased from 60.5% of activity in the fourth quarter of 2024 to 63.8% in the first quarter of 2025.Read More
Refis Drive Agency MBS Issuance Up in April May 15, 2025 John Bancroft April’s gain came mostly from a 32.2% jump in securitization of refinance loans.Read More
MBS Investors Seek Further Buydown Limitations From Ginnie May 9, 2025 Emmeline Willey Ginnie MBS investors continue to have concerns about mortgages with permanent buydowns.Read More
Loan Removals From Ginnie MBS Slow in First Quarter May 8, 2025 Emmeline Willey Removal activity had increased in each of the previous four quarters.Read More
A Sticky Problem: FHA Delinquencies, Rising Tax Bills and Insurance Costs May 5, 2025 Emmeline Willey Soaring property and tax rates are major contributors to rising FHA delinquencies.Read More
A Drop in FHA/VA Lates But Worries Persist April 21, 2025 Emmeline Willey “Conventional delinquencies remain near historical lows, but FHA and VA delinquencies are increasing at a faster pace,” MBA noted.Read More
Delinquencies on Agency MBS Decline in First Quarter April 17, 2025 Brandon Ivey It’s the third year in a row that delinquencies declined in the first quarter following an increase the previous quarter.Read More
Short Takes: New Leader at Ginnie / Mortgage Applications Slow / Appraisal Relief Tied to LA Wildfires / FHFA Seeks Fraud Tips April 16, 2025 Brandon Ivey Joseph Gormley is the new executive vice president and chief operating officer at Ginnie Mae.Read More
Share of Mortgages With Higher Interest Rates Rising April 11, 2025 John Bancroft Mortgages with interest rates above 6.0% accounted for 18.2% of the agency servicing market as of the end of March.Read More