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Home » Topics » IMFnews » Government-Insured Lending

Government-Insured Lending
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April, an Exceedingly Strong Month for Ginnie Issuance

May 19, 2025
Emmeline Willey
Among the top 20 Ginnie issuers in April, just two were federally insured depositories.
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FHA, VA Gain MI Market Share in First Quarter

May 16, 2025
John Bancroft
The FHA/VA share of primary MI volume increased from 60.5% of activity in the fourth quarter of 2024 to 63.8% in the first quarter of 2025.
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Refis Drive Agency MBS Issuance Up in April

May 15, 2025
John Bancroft
April’s gain came mostly from a 32.2% jump in securitization of refinance loans.
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MBS Investors Seek Further Buydown Limitations From Ginnie

May 9, 2025
Emmeline Willey
Ginnie MBS investors continue to have concerns about mortgages with permanent buydowns.
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Loan Removals From Ginnie MBS Slow in First Quarter

May 8, 2025
Emmeline Willey
Removal activity had increased in each of the previous four quarters.
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A Sticky Problem: FHA Delinquencies, Rising Tax Bills and Insurance Costs

May 5, 2025
Emmeline Willey
Soaring property and tax rates are major contributors to rising FHA delinquencies.
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A Drop in FHA/VA Lates But Worries Persist

April 21, 2025
Emmeline Willey
“Conventional delinquencies remain near historical lows, but FHA and VA delinquencies are increasing at a faster pace,” MBA noted.
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Delinquencies on Agency MBS Decline in First Quarter

April 17, 2025
Brandon Ivey
It’s the third year in a row that delinquencies declined in the first quarter following an increase the previous quarter.
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Short Takes: New Leader at Ginnie / Mortgage Applications Slow / Appraisal Relief Tied to LA Wildfires / FHFA Seeks Fraud Tips

April 16, 2025
Brandon Ivey
Joseph Gormley is the new executive vice president and chief operating officer at Ginnie Mae.
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Share of Mortgages With Higher Interest Rates Rising

April 11, 2025
John Bancroft
Mortgages with interest rates above 6.0% accounted for 18.2% of the agency servicing market as of the end of March.
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Latest Imf News

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