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Home » Topics » IMFnews » Government-Insured Lending

Government-Insured Lending
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Loss-Mitigation Changes Blamed for Rise in FHA DQs

April 13, 2026
Emmeline Willey
The recent rise in FHA delinquencies appears to be an artificial effect caused by the new trial payment plans borrowers must complete before loans can be modified, according to research by the Center for Responsible Lending.
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Agency Purchase-Mortgage Business Holds Steady in Early 2026

April 10, 2026
Brandon Ivey
Purchase-mortgage volume in agency MBS issued in the first quarter of 2026 was essentially flat compared with the first quarter of 2025.
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HECM Endorsements Increase Slightly in 2025

April 3, 2026
Emmeline Willey
Endorsements of FHA home equity conversion mortgages rose 3.2% on an annual basis to $14.17 billion in 2025.
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Correspondent Channel Gains Share in FHA/VA Lending

March 31, 2026
Emmeline Willey
The correspondent channel accounted for 38.0% of government-insured originations in 2025, up from a 34.5% share in 2024.
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Short Takes: Home Price Appreciation Slows / Cornerstone’s Servicer Ratings Upgraded / Better Boosts Warehouse Facility / RHS Proposes Allowing ADU Financing

March 31, 2026
Brandon Ivey
Home prices increased by 0.1% on a monthly basis in January, according to the Federal Housing Finance Agency.
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MBA Urges VA to Better Align Fee Documentation With Industry Standard

March 30, 2026
Emmeline Willey
The Mortgage Bankers Association urged VA to adopt lender-generated documentation and bulk invoicing because loan-specific invoices are often not available.
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VA Open to Reducing Appraisal Standards

March 27, 2026
Emmeline Willey
Patrick Zondervan, executive director of the VA Loan Guaranty Service, said the agency was “absolutely willing” to examine its appraiser requirements.
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Ginnie Loans Help Drive Up Servicing Balances in 2025

March 20, 2026
Brandon Ivey
Some $2.71 trillion of Ginnie servicing was outstanding as of the end of 2025, up 6.8% from 2024.
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Withdrawals From Ginnie MBS Spike in Fourth Quarter

March 19, 2026
Emmeline Willey
The $87.67 billion of removals were largely tied to borrower payoffs.
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Trump Issues Executive Order to Expand Mortgage Lending

March 16, 2026
Brandon Ivey
Among other actions, the order calls for the CFPB to revise major mortgage regulation, such as the ability-to-repay and servicing rules.
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