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Home » Topics » IMFnews » Government-Insured Lending

Government-Insured Lending
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Refis Lead to Increase in Ginnie MBS Issuance in November

December 18, 2025
Emmeline Willey
While purchase-mortgage issuance fell 8.4% to hit the lowest monthly volume since March, refinance activity spiked 44.0% in November.
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Agency Jumbo Volume Holds Steady in Third Quarter

December 12, 2025
Brandon Ivey
High-balance loans accounted for 4.4% of total agency MBS issuance in the third quarter.
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Housing Bill With Bipartisan Support Introduced in House

December 12, 2025
Brandon Ivey
The Housing for the 21st Century Act includes a number of provisions that overlap with the ROAD to Housing Act in the Senate.
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Short Takes: Foreclosures Slow in November / Equifax Offering Income, Employment Verification Earlier / Democrats in Congress Want to Hear From Vought / Another Bite at the Apple for HECM Comments

December 10, 2025
Brandon Ivey
Foreclosure filings declined by 3% on a monthly basis in November.
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Agency MBS Issuance Hits High for Year in November

December 9, 2025
John Bancroft
Agency MBS issuance in November hit a level last seen in August 2022 at the tail end of the pandemic-driven mortgage boom.
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Congress Revises Terms for Still-in-Progress VA Loss-Mit Program

December 3, 2025
Emmeline Willey
The changes also allow VA to charge default-related fees under the partial claim, among other adjustments.
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Originations Slump Across Products in Third Quarter

November 26, 2025
Brandon Ivey
The conventional-conforming sector continued to account for the largest portion of originations, with a 52.2% share in the third quarter.
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Speculation Rural Housing Service Could Move From USDA to HUD

November 26, 2025
Emmeline Willey
Sen. Tina Smith, D-MN, discussed the matter this month during the testimony of Glen Smith, USDA nominee for Rural Development under secretary.
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Private MI Sector Gains Originations Share in Third Quarter

November 21, 2025
John Bancroft
Mortgage Guaranty Insurance Corp. remained the top producer among the private MIs.
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Short Takes: Sales of Existing Homes Tick Up / Government Servicing Dataset From MISMO / Newer POS Provider Raises Funds

November 21, 2025
Brandon Ivey
A decline in interest rates on mortgages helped to prop up home sales during the partial shutdown of the federal government.
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