Lender Offers USDA Loan Lock Extensions During Shutdown November 3, 2025 Emmeline Willey Click n' Close said new locks on USDA loans will be eligible for extensions through the end of the year.Read More
Short Takes: Misconceptions Common Among VA Loans / ABA, NAR Call to End Shutdown / NewDay USA Launches Product to Help with Closing Costs / Caution Keeping Homebuyers on the Sidelines November 3, 2025 James Dohnert Most servicemembers mistakenly think VA loans require a downpayment.Read More
FHA, Ginnie Nominees Reveal Little at Confirmation Hearing October 31, 2025 Emmeline Willey FHA Commissioner nominee Frank Cassidy and Ginnie Mae President nominee Joseph Gormley testified before a Senate committee Thursday.Read More
FHA, VA Servicing Volume Continues Expanding in 3Q October 23, 2025 Emmeline Willey Total outstanding balance of single-family mortgages in Ginnie Mae mortgage-backed securities increased by 2.2% from the end of June to $2.65 trillion as of the end of September.Read More
Mortgage Leaders Expect GSE Guarantee to Stay in Place October 21, 2025 James Dohnert Mortgage leaders expect some form of government guarantee to stick around even if the GSEs exit conservatorship.Read More
Agency Servicing Outstanding Shifting to Higher Rates October 17, 2025 John Bancroft The amount of agency servicing with coupons over 6.0% increased by 10.2% during the third quarter.Read More
Mixed Trends for MI Volume in Agency MBS Market October 14, 2025 Namrata Bhatia Loans without mortgage insurance gained some share in the agency MBS market during the third quarter.Read More
Ginnie MBS Issuance Ticks Up in 3Q Despite Refi Decline October 7, 2025 Emmeline Willey VA refi volume was down 31.5% from the second quarter, while FHA refi volume slipped 10.3%.Read More
FHA Lending Could Slow During Government Shutdown October 6, 2025 Emmeline Willey FHA is supporting some manual endorsement actions that lenders cannot process themselves.Read More
FHA-Only Ginnie Pools Considered for VA Refi Issue October 3, 2025 Emmeline Willey FHA and VA mortgages tend to have sharply different prepayment rates but they're put together in Ginnie MBS, potentially penalizing FHA borrowers.Read More