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Home » Topics » GSEs » Freddie Mac

Freddie Mac
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Capital Requirements a Factor in Fannie’s Declining Market Share

December 20, 2024
Dennis Hollier
Because Fannie’s book of business is by far the larger, it’s more impacted by the stability capital buffer than Freddie.
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Short Takes: Government Shutdown Impact / Existing-Home Sales Increase / Baby Boomers and Home Equity / Ginnie Senior Leader Retiring

December 20, 2024
Brandon Ivey
Among many other issues, the shutdown would pause authorization for new flood insurance policies under the National Flood Insurance Program, potentially impacting home sales.
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GSE Buybacks Drop in 3Q With Freddie Reporting Change

December 17, 2024
John Bancroft
Much of the decline was the result of a change in how Freddie Mac classifies loans subject to a repurchase claim for which the seller has provided a remedy.
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Refi Volume at GSEs Up 66.4% on Monthly Basis in October

November 19, 2024
Dennis Hollier
Deliveries of refinances to the government-sponsored enterprises jumped from $9.37 billion in September to $15.59 billion in October.
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Lenders Call on GSEs to Rescind Property Insurance Directive

November 19, 2024
Brandon Ivey
The GSEs detailed the property insurance requirements in bulletins in February, as directed by the Federal Housing Finance Agency.
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Single-Family Business Drives Up Freddie’s Income in 3Q

October 30, 2024
Brandon Ivey
The average estimated guarantee fee on Freddie’s new single-family business in the third quarter was 57 basis points, up 3 bps from the second quarter.
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FHFA Expands Freddie Repurchase Pilot; Makes Moves on Appraisals

October 29, 2024
Dennis Hollier
FHFA Deputy Director Naa Awaa Tagoe announced several policy changes impacting the GSEs.
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Democrats Urge Regulators to Rein In FICO

October 21, 2024
Dennis Hollier
The Democrats calculate that the cost of a FICO score has increased by as much as 400% over the past two years.
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Short Takes: Strong Recapture Rate for Planet Home / Jumbo MBS From Redwood / New CRT From Freddie / Home Improvement Securitization

October 4, 2024
Brandon Ivey
Fitch Ratings upgraded its servicer ratings of Planet Home Lending, citing a strong recapture rate, among other attributes.
Read More

Short Takes: Chase Wins Auction for NPLs From Freddie / GSE-Eligible Loans in Non-Agency MBS / RTL Securitization / More Funds From HUD to Combat Housing Discrimination

October 2, 2024
Brandon Ivey
An affiliate of JPMorgan Chase was the winning bidder on an auction by Freddie Mac of nonperforming loans with a balance of $188.3 million.
Read More
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