https://www.insidemortgagefinance.com/rss en-us dhollier@imfpubs.com Proposed legislation would codify many of the guidelines put in place by FHFA under its authority as conservator. http://www.insidemortgagefinance.com/articles/237871 Mon, 29 Jun 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237871-house-bill-a-first-step-to-releasing-gses bivey@imfpubs.com The GSE’s investment portfolio stood at $137.22 billion, down 3.2% from April. http://www.insidemortgagefinance.com/articles/237862 Fri, 26 Jun 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237862-freddie-macs-investment-portfolio-shrinks-in-may dhollier@imfpubs.com The proposal would redefine "high-needs rural population" and limit the use of area median income when defining low-income categories. http://www.insidemortgagefinance.com/articles/237824 Wed, 24 Jun 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237824-fhfa-proposes-revamping-duty-to-serve-rule bivey@imfpubs.com The agency said its current authorities to take action against fraud in the housing finance market are “indirect or limited.” http://www.insidemortgagefinance.com/articles/237764 Tue, 16 Jun 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237764-fhfa-seeks-fraud-enforcement-power-from-congress dhollier@imfpubs.com Fannie and Freddie report that they’ve received UAD 3.6 submissions on all property types. Likewise, Fannie said top aggregators are accepting UAD 3.6 appraisal reports and appraisal management companies support it. http://www.insidemortgagefinance.com/articles/237752 Mon, 15 Jun 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237752-uad-36-adoption-picks-up-ahead-of-deadline dhollier@imfpubs.com In a Truth Social post, President Trump said Pulte will serve simultaneously as FHFA director and acting director of National Intelligence, overseeing national security matters conducted by 18 federal intelligence agencies. http://www.insidemortgagefinance.com/articles/237636 Wed, 03 Jun 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237636-pulte-tapped-for-acting-dni bivey@imfpubs.com The GSEs issued CRT deals in March even with economic volatility tied to the war with Iran. http://www.insidemortgagefinance.com/articles/237523 Wed, 20 May 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237523-gse-crt-issuance-increases-in-first-quarter bivey@imfpubs.com “The industry forecasts are expecting a step up in Q2 but I would say that we’re just not seeing that,” said Varun Krishna, CEO of Rocket Companies. http://www.insidemortgagefinance.com/articles/237435 Fri, 08 May 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237435-short-takes-uncharacteristic-slowdown-in-2q-ccm-raises-purchase-price-for-two-harbors-losses-increase-at-blend-freddie-offers-crt dhollier@imfpubs.com At Freddie, net interest income has increased slightly in every quarter but one over the past three years. http://www.insidemortgagefinance.com/articles/237417 Thu, 07 May 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237417-net-interest-income-varies-at-fannie-freddie dhollier@imfpubs.com Fannie added MBS at a fast pace and Freddie reduced its whole-loan holdings. http://www.insidemortgagefinance.com/articles/237380 Tue, 05 May 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237380-fannie-freddie-differ-with-portfolio-additions-in-1q dhollier@imfpubs.com Higher revenues and lower expenses drive $3.56 billion in first quarter profits for the mortgage giant. http://www.insidemortgagefinance.com/articles/237349 Thu, 30 Apr 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237349-strong-first-quarter-for-freddie-mac bivey@imfpubs.com Fannie Mae sharply increased its investment portfolio during March while the balance of Freddie Mac’s portfolio didn’t change much. http://www.insidemortgagefinance.com/articles/237316 Tue, 28 Apr 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237316-gse-portfolio-activity-diverges-in-march jdohnert@imfpubs.com Newrez said that the securitized loans were part of a loan delivery limited engagement by Freddie, which helped validate the operational readiness for VantageScore 4.0. http://www.insidemortgagefinance.com/articles/237312 Mon, 27 Apr 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/237312-freddie-enlists-newrez-for-first-securitization-of-vantagescore-40-loans bivey@imfpubs.com The main difference in 2026 was that later-stage delinquencies increased. http://www.insidemortgagefinance.com/articles/237289 Thu, 23 Apr 2026 11:58:00 -0400 https://www.insidemortgagefinance.com/articles/237289-delinquency-recovery-less-robust-in-first-quarter-of-2026 jbancroft@imfpubs.com Ginnie posted a 1.3% quarterly gain in servicing outstanding to $2.726 trillion at the end of March, not including servicing of home-equity conversion mortgages. http://www.insidemortgagefinance.com/articles/237240 Fri, 17 Apr 2026 11:59:00 -0400 https://www.insidemortgagefinance.com/articles/237240-ginnie-drives-growth-in-agency-servicing-in-first-quarter bivey@imfpubs.com “While speculation continues around the potential privatization of the government-sponsored enterprises, Morningstar DBRS does not view any changes to [their] status as likely for the length of the credit rating outlook period given the complexities and potential consequences of such an action, especially considering the current macroeconomic environment,” the rating service said. http://www.insidemortgagefinance.com/articles/237244 Fri, 17 Apr 2026 11:55:00 -0400 https://www.insidemortgagefinance.com/articles/237244-short-takes-stable-ratings-for-gses-truist-bucks-trend-in-originations-shakeup-at-dark-matter-agentic-reasoning-engine dhollier@imfpubs.com Multiple GSE officials told Inside The GSEs that no changes have been made to their selling guides regarding crypto assets, even with a splashy planned mortgage product from Better Home & Finance. Inside The GSEs that no changes have been made to their selling guides regarding crypto assets, even with a splashy planned mortgage product from Better Home & Finance.]]> http://www.insidemortgagefinance.com/articles/237181 Fri, 10 Apr 2026 11:56:00 -0400 https://www.insidemortgagefinance.com/articles/237181-gse-policies-on-cryptocurrency-unchanged dhollier@imfpubs.com Changing priorities from the White House have put talks on ending the GSE conservatorship on the back burner. http://www.insidemortgagefinance.com/articles/237013 Mon, 23 Mar 2026 11:57:00 -0400 https://www.insidemortgagefinance.com/articles/237013-hopes-for-an-end-gse-conservatorship-fading dhollier@imfpubs.com The GSEs started issuing credit risk transfer transactions in 2013. http://www.insidemortgagefinance.com/articles/236845 Thu, 05 Mar 2026 11:58:00 -0500 https://www.insidemortgagefinance.com/articles/236845-gse-crt-activity-in-2025-lowest-since-2013 bivey@imfpubs.com The GSEs noted that mortgages for government employees and other workers directly impacted by the shutdown are eligible for delivery to the GSEs, even if the borrower is not receiving pay, so long as certain conditions are met. http://www.insidemortgagefinance.com/articles/236835 Wed, 04 Mar 2026 11:56:00 -0500 https://www.insidemortgagefinance.com/articles/236835-gses-offering-flexibility-as-partial-government-shutdown-drags-on dhollier@imfpubs.com By far, the events listed most frequently in Pulte's calendar are meetings with industry leaders. http://www.insidemortgagefinance.com/articles/236753 Mon, 23 Feb 2026 11:57:00 -0500 https://www.insidemortgagefinance.com/articles/236753-industry-participants-have-pultes-ear-in-first-year-at-fhfa dhollier@imfpubs.com A $2.29 billion reversal in net interest gains and a $1.29 billion provision for losses dampened net income in 2025. http://www.insidemortgagefinance.com/articles/236669 Thu, 12 Feb 2026 11:57:00 -0500 https://www.insidemortgagefinance.com/articles/236669-freddie-profits-steady-in-fourth-quarter-down-for-the-year jdohnert@imfpubs.com The recently announced goals supplant the three-year plan covering 2025 to 2027 that was adopted during the Biden administration. http://www.insidemortgagefinance.com/articles/236251 Mon, 29 Dec 2025 11:58:00 -0500 https://www.insidemortgagefinance.com/articles/236251-fhfa-adopts-new-housing-goals-for-the-gses jbancroft@imfpubs.com Lender repurchases of GSE loans increased 19.8% from the second to the third quarter. http://www.insidemortgagefinance.com/articles/236242 Tue, 23 Dec 2025 11:59:00 -0500 https://www.insidemortgagefinance.com/articles/236242-gse-repurchase-on-the-rise-in-3q dhollier@imfpubs.com Former Freddie Mac CEO Don Layton said changes to the CRT program in recent years have led to the GSEs carrying more credit risk. http://www.insidemortgagefinance.com/articles/236238 Mon, 22 Dec 2025 11:57:00 -0500 https://www.insidemortgagefinance.com/articles/236238-former-freddie-ceo-raises-concerns-on-changes-to-crt-program bivey@imfpubs.com Kenny Smith retired from Deloitte Consulting in 2020 after 27 years with the firm. http://www.insidemortgagefinance.com/articles/236187 Wed, 17 Dec 2025 11:57:00 -0500 https://www.insidemortgagefinance.com/articles/236187-new-freddie-ceo-out-of-retirement-after-long-term-at-deloitte dhollier@imfpubs.com Fannie’s MBS holdings spiked to $54.65 billion as of the end of the month. http://www.insidemortgagefinance.com/articles/236159 Fri, 12 Dec 2025 11:57:00 -0500 https://www.insidemortgagefinance.com/articles/236159-fannie-maes-mbs-holdings-increase-again-in-november bivey@imfpubs.com Fannie and Freddie issued separate updates aimed at identifying and preventing fraud in mortgage transactions. http://www.insidemortgagefinance.com/articles/236144 Thu, 11 Dec 2025 11:57:00 -0500 https://www.insidemortgagefinance.com/articles/236144-gses-update-guidelines-tied-to-fraud dhollier@imfpubs.com Beginning March 3, seller/servicers that use artificial intelligence or machine language in the origination of loans sold to Freddie must ensure those systems comply with applicable law. http://www.insidemortgagefinance.com/articles/236105 Mon, 08 Dec 2025 11:57:00 -0500 https://www.insidemortgagefinance.com/articles/236105-freddie-issues-selling-guide-bulletin-on-ai-oversight dhollier@imfpubs.com For one-unit properties, the baseline conforming loan limit will be $832,750 in 2026. http://www.insidemortgagefinance.com/articles/236032 Wed, 26 Nov 2025 11:58:00 -0500 https://www.insidemortgagefinance.com/articles/236032-fhfa-announces-2026-conforming-loan-limits