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    <title>Freddie Mac</title>
    <description>
      <![CDATA[]]>
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    <link>https://www.insidemortgagefinance.com/rss</link>
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    <item>
      <title>GSE Policies on Cryptocurrency Unchanged</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Multiple GSE officials told <em>Inside The GSEs</em> that no changes have been made to their selling guides regarding crypto assets, even with a splashy planned mortgage product from Better Home & Finance.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237181</guid>
      <pubDate>Fri, 10 Apr 2026 11:56:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237181-gse-policies-on-cryptocurrency-unchanged</link>
    </item>
    <item>
      <title>Hopes for an End to GSE Conservatorship Fading </title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Changing priorities from the White House have put talks on ending the GSE conservatorship on the back burner.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237013</guid>
      <pubDate>Mon, 23 Mar 2026 11:57:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237013-hopes-for-an-end-gse-conservatorship-fading</link>
    </item>
    <item>
      <title>GSE CRT Activity in 2025 Lowest Since 2013</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[The GSEs started issuing credit risk transfer transactions in 2013.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236845</guid>
      <pubDate>Thu, 05 Mar 2026 11:58:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236845-gse-crt-activity-in-2025-lowest-since-2013</link>
    </item>
    <item>
      <title>GSEs Offering Flexibility as Partial Government Shutdown Drags On</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The GSEs noted that mortgages for government employees and other workers directly impacted by the shutdown are eligible for delivery to the GSEs, even if the borrower is not receiving pay, so long as certain conditions are met.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236835</guid>
      <pubDate>Wed, 04 Mar 2026 11:56:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236835-gses-offering-flexibility-as-partial-government-shutdown-drags-on</link>
    </item>
    <item>
      <title>Industry Participants Have Pulte’s Ear in First Year at FHFA</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[By far, the events listed most frequently in Pulte's calendar are meetings with industry leaders.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236753</guid>
      <pubDate>Mon, 23 Feb 2026 11:57:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236753-industry-participants-have-pultes-ear-in-first-year-at-fhfa</link>
    </item>
    <item>
      <title>Freddie Profits Steady in Fourth Quarter, Down for the Year</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[A $2.29 billion reversal in net interest gains and a $1.29 billion provision for losses dampened net income in 2025.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236669</guid>
      <pubDate>Thu, 12 Feb 2026 11:57:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236669-freddie-profits-steady-in-fourth-quarter-down-for-the-year</link>
    </item>
    <item>
      <title>FHFA Adopts New Housing Goals for the GSEs</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[The recently announced goals supplant the three-year plan covering 2025 to 2027 that was adopted during the Biden administration.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236251</guid>
      <pubDate>Mon, 29 Dec 2025 11:58:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236251-fhfa-adopts-new-housing-goals-for-the-gses</link>
    </item>
    <item>
      <title>GSE Repurchases on the Rise in 3Q</title>
      <author>jbancroft@imfpubs.com</author>
      <description>
        <![CDATA[Lender repurchases of GSE loans increased 19.8% from the second to the third quarter.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236242</guid>
      <pubDate>Tue, 23 Dec 2025 11:59:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236242-gse-repurchase-on-the-rise-in-3q</link>
    </item>
    <item>
      <title>Former Freddie CEO Raises Concerns on Changes to CRT Program </title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Former Freddie Mac CEO Don Layton said changes to the CRT program in recent years have led to the GSEs carrying more credit risk.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236238</guid>
      <pubDate>Mon, 22 Dec 2025 11:57:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236238-former-freddie-ceo-raises-concerns-on-changes-to-crt-program</link>
    </item>
    <item>
      <title>New Freddie CEO Out of Retirement After Long Term at Deloitte</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Kenny Smith retired from Deloitte Consulting in 2020 after 27 years with the firm.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236187</guid>
      <pubDate>Wed, 17 Dec 2025 11:57:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236187-new-freddie-ceo-out-of-retirement-after-long-term-at-deloitte</link>
    </item>
    <item>
      <title>Fannie Mae’s MBS Holdings Increase Again in November</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Fannie’s MBS holdings spiked to $54.65 billion as of the end of the month.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236159</guid>
      <pubDate>Fri, 12 Dec 2025 11:57:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236159-fannie-maes-mbs-holdings-increase-again-in-november</link>
    </item>
    <item>
      <title>GSEs Update Guidelines Tied to Fraud</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Fannie and Freddie issued separate updates aimed at identifying and preventing fraud in mortgage transactions.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236144</guid>
      <pubDate>Thu, 11 Dec 2025 11:57:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236144-gses-update-guidelines-tied-to-fraud</link>
    </item>
    <item>
      <title>Freddie Issues Selling Guide Bulletin on AI Oversight</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Beginning March 3, seller/servicers that use artificial intelligence or machine language in the origination of loans sold to Freddie must ensure those systems comply with applicable law.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236105</guid>
      <pubDate>Mon, 08 Dec 2025 11:57:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236105-freddie-issues-selling-guide-bulletin-on-ai-oversight</link>
    </item>
    <item>
      <title>FHFA Announces 2026 Conforming Loan Limits</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[For one-unit properties, the baseline conforming loan limit will be $832,750 in 2026.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236032</guid>
      <pubDate>Wed, 26 Nov 2025 11:58:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236032-fhfa-announces-2026-conforming-loan-limits</link>
    </item>
    <item>
      <title>FHFA Increases GSE Multifamily Caps for 2026</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Both Fannie Mae and Freddie Mac will be subject to $88.0 million caps on their multifamily funding volume in 2026.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236021</guid>
      <pubDate>Tue, 25 Nov 2025 11:56:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236021-fhfa-increases-gse-multifamily-caps-for-2026</link>
    </item>
    <item>
      <title>Ackman Hoping for GSE ‘Christmas Present’ From Trump Admin</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[“The president’s got a lot on his plate,” Bill Ackman, CEO and portfolio manager of Pershing Square Holdings, said of President Trump. “We’re approaching Thanksgiving, but it’s actually theoretically possible.”]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235987</guid>
      <pubDate>Fri, 21 Nov 2025 11:58:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235987-ackman-hoping-for-gse-christmas-present-from-trump-admin</link>
    </item>
    <item>
      <title>GSE CRT Issuance Dragged Down by Fannie in 3Q</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Combined issuance of CRT notes declined from $2.15 billion in the second quarter to $1.25 billion in the third.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235966</guid>
      <pubDate>Thu, 20 Nov 2025 11:58:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235966-gse-crt-issuance-dragged-down-by-fannie-in-3q</link>
    </item>
    <item>
      <title>Ackman Offers Revised Plan for GSE Reform</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Ackman proposed a timeline that would allow the Trump administration to claim some short-term victories while working toward a larger capital raise.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235949</guid>
      <pubDate>Wed, 19 Nov 2025 11:58:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235949-ackman-offers-revised-plan-for-gre-reform</link>
    </item>
    <item>
      <title>Refis Boost GSE Deliveries in October</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Mortgage deliveries to the GSEs were up 14.5% from September to October, according to data from <em>Inside The GSEs</em>.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235861</guid>
      <pubDate>Mon, 10 Nov 2025 11:55:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235861-refis-boost-gse-deliveries-in-october</link>
    </item>
    <item>
      <title>GSEs Add Options to Selling Guides</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[New rep and warrant relief at Fannie; ADUs for manufactured homes at Freddie.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235830</guid>
      <pubDate>Thu, 06 Nov 2025 11:58:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235830-gses-add-options-to-selling-guides</link>
    </item>
    <item>
      <title>GSE Portfolios Increase to Level Last Seen in 2021</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Holdings of both mortgage-backed securities and mortgages increased during the third quarter.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235798</guid>
      <pubDate>Tue, 04 Nov 2025 11:59:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235798-gse-portfolios-increase-to-level-last-seen-in-2021</link>
    </item>
    <item>
      <title>Short Takes: Income Increases at Freddie Mac in 3Q / Pending Home Sales Level / Rithm Buying Home-Improvement Loans / Nonbanks Deliver Seasoned Jumbos to Redwood</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Freddie Mac's income increased by 16.2% on a quarterly basis in the third quarter of 2025.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235775</guid>
      <pubDate>Thu, 30 Oct 2025 11:55:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235775-short-takes-income-increases-at-freddie-mac-in-3q-pending-home-sales-level-rithm-buying-home-improvement-loans-nonbanks-deliver-seasoned-jumbos-to-redwood</link>
    </item>
    <item>
      <title>Short Takes: MSR Availability Declines / Mortgage Payments Via Venmo / Freddie Selling Seasoned Loans / Home Improvement Financing Rising</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The amount of mortgage servicing rights available for sale declined during the third quarter of 2025.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235740</guid>
      <pubDate>Tue, 28 Oct 2025 11:55:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235740-short-takes-msr-availability-down-in-3q-mortgage-payments-via-venmo-freddie-selling-seasoned-loans-home-improvement-financing-rising</link>
    </item>
    <item>
      <title>GSE Green Bond Issuance Halts in Third Quarter</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[During the third quarter of 2025, neither Fannie Mae nor Freddie Mac issued a single green MBS.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235689</guid>
      <pubDate>Wed, 22 Oct 2025 11:57:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235689-green-bond-issuance-halts-in-3q</link>
    </item>
    <item>
      <title>Lenders Say GSEs Should Be Able to Purchase MBS</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Trade groups say allowing the GSEs to fill the gap left when the Fed quit buying MBS in 2022 could lower mortgage rates as much as 30 basis points.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235685</guid>
      <pubDate>Wed, 22 Oct 2025 11:56:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235685-lenders-say-gses-should-be-able-to-purchase-mbs</link>
    </item>
    <item>
      <title>Short Takes: Two Month Decline in Rates Ends / Existing-Home Sales Level / Chase Offers Another CRT-Like MBS / Freddie Selling NPLs</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The average interest rate on a 30-year fixed-rate mortgage increased by four basis points from last week to 6.30%.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235465</guid>
      <pubDate>Fri, 26 Sep 2025 11:53:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235465-short-takes-two-month-decline-in-rates-ends-existing-home-sales-level-chase-offers-another-crt-like-mbs-freddie-selling-npls</link>
    </item>
    <item>
      <title>Industry Analysts Reject Proposal to Merge GSEs</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Hugh Frater, a former CEO of Fannie Mae, warned that merging the GSEs could reduce incentives for innovation and competition on pricing, among other issues.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235443</guid>
      <pubDate>Thu, 25 Sep 2025 11:56:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235443-industry-analysts-reject-proposal-to-merge-gses</link>
    </item>
    <item>
      <title>Lutnick Offers Some Details on Planned GSE IPO</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[The Commerce secretary says a year-end offering of GSE stock is still possible.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235336</guid>
      <pubDate>Fri, 12 Sep 2025 11:56:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235336-lutnick-teases-fannie-freddie-ipo</link>
    </item>
    <item>
      <title>Flurry of Non-Agency MBS and Freddie RPL Securitization</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The largest securitization in the batch is a $654.4 million prime non-agency MBS with loans originated by JPMorgan Chase Bank.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235285</guid>
      <pubDate>Tue, 09 Sep 2025 11:56:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235285-flurry-of-non-agency-mbs-and-freddie-rpl-securitization</link>
    </item>
    <item>
      <title>Short Takes: Unemployment Rate Ticks Up / Positive Outlook for Real Estate / New CRT From Freddie</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[A slight rise in the unemployment rate in August helped to reinforce expectations that the Fed will cut the federal funds rate this month.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/235274</guid>
      <pubDate>Fri, 05 Sep 2025 11:53:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/235274-short-takes-unemployment-rate-ticks-up-positive-outlook-for-real-estate-new-crt-from-freddie</link>
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