A small decline in interest rates last week helped to increase applications for purchase mortgages.

“Synchronizing bi-merge credit reporting with the implementation of the new credit score model requirements will reduce complexity for market participants,” said FHFA Director Sandra Thompson.

Commingling happens when a government-sponsored enterprise stocks a new Supers deal with MBS issued by the rival GSE.

The roundtable hosted by the Treasury focused on how the increased risks from climate change are affecting insurance markets.

The GSEs are looking to ensure servicers have policies and procedures in place that require borrowers continuously maintain property insurance.

The MBA was part of a trade group coalition that called on the VA to align minimum property requirements with standards already established by the GSEs.

The single-family segment accounted for 91.4% of total net income at Freddie in the fourth quarter.

The impairment rate on securitized non-QMs increased by more than 100 basis points between August and December.

This year's scorecard includes more focus on the multifamily businesses of Fannie Mae and Freddie Mac.

At the direction of the Federal Housing Finance Agency, Fannie Mae and Freddie Mac are reformulating their Social Index to make it more attractive to investors while still protecting the privacy of borrowers.