PrimeLending took a $10.8 million pre-tax loss in the third quarter of 2026 after a $2.0 million pre-tax loss in the second quarter.

Both government-sponsored enterprise and Ginnie Mae bulk servicing transfers declined on a quarterly basis in the third quarter.

Refi volume in agency MBS issuance declined by 46.3% on a quarterly basis.

UWM will take results from automated underwriting systems for determining borrower eligibility for agency mortgages.

Fannie Mae is starting to pull away from Freddie Mac with issuance of credit risk transfer transactions this year.

Fannie Mae and Freddie Mac will use the same LLPA pricing grid for both VantageScore 4.0 and Classic FICO, eliminating the 20-point haircut they were applying to VS4 loans.

Additions of MBS weren't enough to offset a decline in whole-loan holdings.

The most obvious difference in scoring models is that the GSEs’ scores are on entirely different scales.

Freddie Mac’s MBS purchases spiked in February and have been relatively limited since then, compared with actions by Fannie Mae.

The GSEs’ scores appear to be higher than Classic FICO scores.