Fannie and Freddie Kill Minimum Credit Scores for 'Affordable' Refis April 14, 2022 Dennis Hollier Note: Borrowers must still have a credit score, which must be provided at delivery.Read More
Getting Into Conservatorship? Easy. Getting Out? Hard April 11, 2022 Dennis Hollier The most obvious is a series of complex conversations that must take place between FHFA and Treasury...Read More
GSE Originators Move to Loosen Credit Standards April 8, 2022 Namrata Bhatia In the first quarter of 2022, 16.46% of loans securitized by Fannie and Freddie had credit scores ranging from 620 to 699...Read More
Can the GSEs Help with the Housing Supply Shortage? FHFA Thinks So April 7, 2022 Dennis Hollier FHFA regulator Sandra Thompson: “We’re trying to figure out ways that we can be helpful.”Read More
A 60-Day Suspension for Certain GSE Foreclosures April 7, 2022 Dennis Hollier Still, many states have not rolled out effective HAF programs...Read More
Agency REMIC Issuance Unchanged in 2021, with Some Jockeying April 1, 2022 Brandon Ivey Fannie and Freddie reduced their REMIC/CMO issuance by 22.5% and 27.7%, respectively...Read More
GSE Regulator Addresses Latinos and Conventional Loans March 31, 2022 Dennis Hollier Thompson: “We’re charging the enterprises with making sure they look at all parts of the mortgage process"...Read More
GSE Loan Repurchases Rise Sharply in Booming 2020-21 Market March 28, 2022 John Bancroft Repurchases on the 2020 vintage, currently $2.37 billion, likely will edge higher...Read More
Lenders Weigh In on Blockchain. Block What? March 28, 2022 Dennis Hollier Only 31% of residential lenders believe mortgage companies will accept cryptocurrencies over the next three years...Read More
MBA Holds Firm on FHFA Not Regulating GSE Lenders March 21, 2022 Dennis Hollier The trade group believes Congress envisioned the agency as the regulator of the enterprises, not the marketplace as a whole...Read More
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