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Home » Topics » IMFnews » Regulatory

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FHA Proposes Increase in TPO Liability

June 18, 2024
Monica Hogan
FHA is taking comments through June 24 on a draft mortgagee letter.
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CFPB Faces More Pushback From Republicans in Congress

June 18, 2024
Shannon Clark
CFPB Director Rohit Chopra said he believes the agency’s funding is in compliance with the appropriations clause.
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Short Takes: Outlook for Home Prices Unclear / Compliance Concerns With HUD’s NSPIRE System / Jumbo MBS From Chase / Publishing Break

June 18, 2024
Brandon Ivey
Home prices are slowing and an expected decline in interest rates could prompt further changes in the trajectory of home prices.
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Capital Markets Warming Up to Mortgage REITs

June 17, 2024
Paul Muolo
PMT is a sister company to PennyMac Financial Services, one of the largest lender/servicers in the nation.
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Correction: Termination of Open Mortgage’s FHA DE Approval Only Applies to Limited Geography

June 12, 2024
Brandon Ivey
The termination only applies to activity in the Des Moines, IA, HUD field office.
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Housing Market Policy Could Swing With Elections

June 12, 2024
Monica Hogan
Panelists spoke Tuesday at an event hosted by the Bipartisan Policy Center.
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Short Takes: CFPB Change Could Boost Originations / Refi Applications Jump / Figure Launches Marketplace / Inflation Flat in May

June 12, 2024
Brandon Ivey
If the CFPB's proposed ban on medical debt on credit reports is established, the agency estimates that it could lead to approximately 22,000 additional home loans per year.
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Open Mortgage Loses FHA Direct Endorsement Approval in HUD IA Field Office

June 11, 2024
Brandon Ivey
According to an analysis by Inside Mortgage Finance of data from the Home Mortgage Disclosure Act, Open Mortgage originated $480.9 million of mortgages in 2023, with FHA loans accounting for 38.6% of that volume.
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Sen. Warren Urges FHFA to Enforce Housing Obligations Upon the FHLBs

June 10, 2024
Dennis Hollier
The senator says the FHLBs, which will receive $7.3 billion in federal subsidies this year, paid a whopping $3.4 billion in dividends to members...
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Post Financial Crisis Measures a Bust on Protecting FHA Underwriting

June 10, 2024
Monica Hogan
The researchers reviewed DOJ settlements with 17 banks and bank affiliates between 2008 and 2017.
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