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Home » Topics » IMFnews » Regulatory

Regulatory
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CBO Touts Risk Sharing, Direct Coverage for Natural Disasters

September 9, 2024
Monica Hogan
CBO suggested the government would assume all the risk and sell insurance coverage directly to households for wildfires.
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MBS Investors Benefitting From Decline in Interest Rate Volatility

September 6, 2024
Brandon Ivey
Analysts predict that a rate cut later this month could be as high as 50 basis points.
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CFA Calls for Policy Changes to FHA Program

September 5, 2024
Monica Hogan
The Consumer Federation of America said buyers using FHA loans often face stigma when buying a home and cannot use many competitive strategies that are common to conventional and cash buyers.
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Short Takes: Lenders Urged to Support YIMBY Bill / Unlock Raises Funds / FHFA Tech Spring Award Winners

September 3, 2024
Brandon Ivey
The Mortgage Action Alliance issued a call to action to support H.R. 3507, the Yes in My Backyard Act.
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CFPB to Tackle Chatbots, Ease Access for Customer Service

August 29, 2024
Shannon Clark
A new rule is expected from the bureau in the coming months that will require businesses under the CFPB's jurisdiction to allow consumers to speak with a human service representative at the click of one button.
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CFPB Issues Guidance on Repeat Offender Registry

August 28, 2024
Shannon Clark
MBA urged the CFPB to immediately provide written guidance on the matter, noting the final rule takes effect Sept. 16.
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UI Fellows Call for FSOC Action on Nonbank Mortgage Shops

August 28, 2024
Paul Muolo
UI wants government regulators to adopt such ideas as allowing nonbanks to join the FHLB system.
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CFPB: Contract-for-Deeds Subject to TILA

August 27, 2024
Shannon Clark
CFPB Director Chopra said contract-for-deed sales might sound like a path to homeownership for those who feel they have no options, but they have real risks.
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FHFA Proposes New Housing Goals for GSEs

August 23, 2024
Dennis Hollier
High interest rates and low supply continue to affect the availability of the affordable homes required to fulfill the GSEs' housing goals.
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Short Takes: Sparrow Partners With Calque / Workday, Equifax Team for Employment Verification / Zombie Foreclosures on the Decline / FTC Noncompete Ban Blocked by Judge

August 23, 2024
James Dohnert

The new Sparrow/Calque product would allow borrowers to tap home equity to purchase a new home before they sell the current one.


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