"The QM patch should be replaced with a bright-line safe harbor that does not rely on the GSEs’ practices,” the Treasury Department said.

Ginnie Mae monitoring prepayment speeds.

“The QM patch expiration presents an opportunity for regulators to streamline certain rules to put the housing-finance sector on the best possible footing going forward,” Redwood said.

Treasury Secretary Steven Mnuchin gets an earful from Louisiana's colorful "junior" senator.

Questions by Democratic senators reveal holes in the research for the Treasury plan for housing finance reform.

The complaint includes 14 counts with a total of 220 factual allegations, covering a variety of servicing practices.

The Pennsylvania AG opened a redlining investigation last year following a news report that white borrowers in Philadelphia received 10 times as many conventional mortgage loans as African-American borrowers.

Trustees will be key players in facilitating a transition from LIBOR to a new reference rate for adjustable-rate mortgages.

Highlands Residential Mortgage COO suggests the CFPB raise the DTI ratio to 45% to accommodate borrowers who have a proven track record of responsible credit management.