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Home » Topics » IMFnews » Regulatory

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UI: Forbearance Should Be First Loss-Mitigation Step

August 2, 2022
Brandon Ivey
The Urban Institute said pandemic-related forbearances appear to have greatly benefitted consumers.
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Court: FDCPA Can Cover TILA-Required Statements

August 2, 2022
Sam Manas
A federal appeals court recently held that mortgage servicers must comply with both the Truth in Lending Act and the Fair Debt Collection Practices Act, rejecting an argument that one cancelled out the other.
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CFPB, DOJ Settle Redlining Claims with Nonbank

July 27, 2022
Sam Manas
The lender, Pennsylvania-based Trident Mortgage Company, was accused of redlining majority-minority neighborhoods in the Philadelphia area and will pay over $22 million under the settlement.
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FHA Tackling Housing Supply Challenges

July 27, 2022
Monica Hogan
Federal Housing Administration Commissioner Julia Gordon said at a conference that her agency is looking at what options it has to boost housing supply, and hopes to use manufactured housing to help close the gap.
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CFPB to Focus on Clarifying Rules

July 26, 2022
Sam Manas
Chopra says he wants “to more clearly communicate the agency’s expectations..."
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FHFA Working on Fix for Commingled Securities Fee

July 26, 2022
Dennis Hollier
Thompson tells industry group the fix might require another change to the capital rule.
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Still Alive: A CFPB Registration System for Nonbanks

July 22, 2022
Sam Manas
The CFPB has batted around the idea of a nonbank registration system for years...
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New FHFA Chief Thompson Says GSEs’ Fate Up to Congress

July 21, 2022
Dennis Hollier
Thompson said, that like most observers, she hadn’t expected Fannie and Freddie to be in conservatorship 14 years after being taken over...
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CFPB Hiring Tech Experts to Boost Investigations

July 20, 2022
Sam Manas
The bureau expects to hire roughly 25 tech specialists over the next year or so...
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CFPB Clarifies: So-Called Convenience Fees Are Illegal

July 19, 2022
Sam Manas
The agency said collection of any fee is forbidden unless it's mentioned in the consumer’s contract or...
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