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Home » Topics » IMFnews » Regulatory

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Lenders, for the Most Part, Like FHA 40-Year Loan-Mod Proposal

June 15, 2022
Monica Hogan
NAR noted that 9.58% of FHA borrowers “were in some stage of delinquency” during the first quarter.
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CDFIs Under Scrutiny as Their Non-QM Production Increases

June 14, 2022
Brandon Ivey
Loans originated by CDFIs also are exempt from risk-retention requirements...
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Rating Services Refining ESG Analysis for MBS and ABS

June 13, 2022
Brandon Ivey
The goal: Investors would receive more relevant information regarding ESG issues.
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Wells Fargo and Mortgages, The Love Affair Is Over

June 9, 2022
Brandon Ivey
CEO Scharf said GSE underwriting guidelines put Wells in a “difficult" position...
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GSEs Release Equitable Housing Finance Plans

June 9, 2022
Dennis Hollier
Fannie's and Freddie's long-awaited plans show good intentions...
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Lenders Raise Concerns Over AVM Calculations, Cost

June 7, 2022
Sam Manas
Several of the small-entity representatives said they prefer licensed appraisers because of their understanding of the local market.
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GSE Legal Update: Collins v. Yellen, the Last Lap

June 6, 2022
Dennis Hollier
District Court judge Nancy Atlas once again hears arguments over the Fannie/Freddie net worth sweep...
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Older Mortgage Applicants Face Higher Denial Rates

June 6, 2022
Monica Hogan
Loan officers’ attitude towards mortality-related default risk is a key contributor to the problem...
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Movement Mortgage Fined After NCRC Alleges Fair Lending Violation

June 2, 2022
Monica Hogan
Despite settling, Movement denies it gave less favorable treatment based on race or national origin...
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FHFA Issues Final Rule on Annual Capital Plans for Fannie and Freddie

June 2, 2022
Dennis Hollier
The GSEs will use the capital planning process to calculate their stress capital buffer, which is set at a minimum of 0.75% of adjusted total assets.
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