Ginnie Chief Worries About the Health of Home Lenders June 27, 2022 Monica Hogan McCargo's biggest worry: the state of the mortgage lending ecosystem...Read More
Another Run at the QM Rule? June 24, 2022 Sam Manas In April 2021, the CFPB extended the mandatory compliance date for its general QM rule to October 2022...Read More
Fannie, Freddie Impose Fees on Certain Resecuritizations June 22, 2022 Dennis Hollier The motivation for the fee is still somewhat fuzzy...Read More
Is There a Role for the CFPB in Bank Mergers? (Perish the Thought) June 21, 2022 Sam Manas The ABA said that although a review of existing banking guidelines are vital, there are already rules for evaluating mergers...Read More
GSE Pilot Programs Resurface with Equitable Housing Finance Plans June 17, 2022 Dennis Hollier FHFA chief Sandra Thompson made it clear she is open to a more expansive use of pilots...Read More
Lenders, for the Most Part, Like FHA 40-Year Loan-Mod Proposal June 15, 2022 Monica Hogan NAR noted that 9.58% of FHA borrowers “were in some stage of delinquency” during the first quarter.Read More
CDFIs Under Scrutiny as Their Non-QM Production Increases June 14, 2022 Brandon Ivey Loans originated by CDFIs also are exempt from risk-retention requirements...Read More
Rating Services Refining ESG Analysis for MBS and ABS June 13, 2022 Brandon Ivey The goal: Investors would receive more relevant information regarding ESG issues.Read More
Wells Fargo and Mortgages, The Love Affair Is Over June 9, 2022 Brandon Ivey CEO Scharf said GSE underwriting guidelines put Wells in a “difficult" position...Read More
GSEs Release Equitable Housing Finance Plans June 9, 2022 Dennis Hollier Fannie's and Freddie's long-awaited plans show good intentions...Read More