Getting More Expensive: Buying Certain GSE Securities June 30, 2022 Dennis Hollier The big question: Why have the two GSEs suddenly decided to implement the fee?Read More
One MIP Reduction That Gets a Thumbs Up: Green June 30, 2022 Monica Hogan There's been rampant speculation FHA will cut single-family MI premiums soon, possibly right before the mid-term election...Read More
Chamber of Commerce Fires a Missive at the CFPB, Criticizes Director June 29, 2022 Sam Manas To combat the CFPB, the Chamber is rolling out a six-figure campaign of digital ads and filing FOIA requests tied to certain issues.Read More
Ginnie Chief Worries About the Health of Home Lenders June 27, 2022 Monica Hogan McCargo's biggest worry: the state of the mortgage lending ecosystem...Read More
Another Run at the QM Rule? June 24, 2022 Sam Manas In April 2021, the CFPB extended the mandatory compliance date for its general QM rule to October 2022...Read More
Fannie, Freddie Impose Fees on Certain Resecuritizations June 22, 2022 Dennis Hollier The motivation for the fee is still somewhat fuzzy...Read More
Is There a Role for the CFPB in Bank Mergers? (Perish the Thought) June 21, 2022 Sam Manas The ABA said that although a review of existing banking guidelines are vital, there are already rules for evaluating mergers...Read More
GSE Pilot Programs Resurface with Equitable Housing Finance Plans June 17, 2022 Dennis Hollier FHFA chief Sandra Thompson made it clear she is open to a more expansive use of pilots...Read More
Lenders, for the Most Part, Like FHA 40-Year Loan-Mod Proposal June 15, 2022 Monica Hogan NAR noted that 9.58% of FHA borrowers “were in some stage of delinquency” during the first quarter.Read More
CDFIs Under Scrutiny as Their Non-QM Production Increases June 14, 2022 Brandon Ivey Loans originated by CDFIs also are exempt from risk-retention requirements...Read More