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Home » Topics » IMFnews » Regulatory

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GSEs Update Equitable Housing Finance Plans

April 6, 2023
Dennis Hollier
At the direction of the Federal Housing Finance Agency, Fannie and Freddie tweaked their efforts to address equity issues for minority homebuyers and renters.
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AI Shows Promise for Mortgage Industry

April 6, 2023
Sam Manas
ChatGPT and similar artificial intelligence offerings can be used to improve efficiencies at mortgage companies.
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FHFA Data Fueling Looks into Appraisal Bias

April 6, 2023
Dennis Hollier
The share of appraisals coming in below the contract price has increased in recent years, a potential sign of appraisal bias.
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CFPB Clarifies ‘Abusiveness’ Conduct Standard

April 4, 2023
Sam Manas
The policy statement provides some details on how the CFPB defines "abusiveness."
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Dimon Critical of Mortgage Regulations for Banks

April 4, 2023
Brandon Ivey
Chase is "hanging on" and hoping for change in the mortgage market, according to Jamie Dimon.
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Suggestion for FHLBanks: Fund Nonbanks Indirectly

April 4, 2023
Dennis Hollier
The Federal Home Loan Banks could help support nonbank mortgage companies by funding the warehouse lenders that fund nonbanks.
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Short Takes: CFPB Appeals Townstone Case / FDIC to Sell Signature’s Loans / Synthetic LIBOR Planned

April 4, 2023
Brandon Ivey
NCRC applauded the CFPB's decision to appeal a ruling in a redlining case.
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MBA: CFPB Small Business Loan Rule Could Burden Some CRE Lenders

April 3, 2023
Sam Manas
MBA said the longer implementation timelines are welcome, but has other concerns...
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Fair Lending Director Says CFPB Undeterred by Townstone Defeat

March 30, 2023
Sam Manas
Consumer Financial Protection Bureau Fair Lending Director Patrice Ficklin said the bureau would continue enforcing the Regulation B protections for prospective applicants.
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GSEs to Expand Use of Payment Deferrals

March 30, 2023
Dennis Hollier
The pandemic-era tool will now become a standard part of the GSEs' loss-mitigation strategy.
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