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Home » Topics » IMFnews » Regulatory

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MBA Calls for Clarification of FHA Rental Income Proposal

December 27, 2024
Monica Hogan
The MBA supports the new FHA proposal but wants more information on whether lenders need to keep additional reserves on hand.
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FHFA Releases 2025 Scorecard, Wants More Help for FTHBs

December 23, 2024
Dennis Hollier
The new scorecard highlights modest changes in the regulator's priorities for the GSEs.
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FHFA's Housing Goals for GSEs More Lenient

December 20, 2024
Dennis Hollier
Lenders supported the regulator’s decision to lower some of the goals from the 2022-2024 rule.
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CFPB Sets ATR Requirements for PACE Loans

December 18, 2024
Shannon Clark
The final rule establishes ability-to-repay requirements for Property Assessed Clean Energy loans.
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CFPB Issues Warning on Servicing After a Divorce, Death

December 18, 2024
Brandon Ivey
Some mortgage borrowers are “being caught in a customer service doom loop,” according to the CFPB.
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SCOTUS Denies Request to Take Up CFPB ABS Lawsuit

December 17, 2024
Shannon Clark
The Supreme Court’s decision effectively grants the CFPB authority over the ABS market.
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HUD Urged to Revise Effort on Servicing Convenience Fees

December 17, 2024
Monica Hogan
The Mortgage Bankers Association noted some notices of violation sent by HUD’s Mortgagee Review Board seek civil monetary penalties for violations of the National Housing Act, and others mention other administrative actions.
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Nonbanks Face Complications With CFPB’s Required Registry

December 17, 2024
Shannon Clark
Chris Willis, a partner at the law firm of Troutman Pepper, said the rule is “complex” and has caused a lot of “confusion and misunderstanding.”
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Short Takes: ‘No Meaningful Decline’ Expected for 10-Year / Confidential Report on Basel III / Demand Increases for Purchases of New Homes / Homesteading Proposal

December 17, 2024
Brandon Ivey
Fannie Mae economists forecast “no meaningful decline ” in the 10-year Treasury rate in 2025.
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Industry Cheers Revisions to Suspended Counterparty Rule

December 16, 2024
Dennis Hollier
The re-proposal elicited just three comments, unlike the flood unleashed by the initial proposal.
Read More
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