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Home » Topics » IMFnews » Regulatory

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MMIF Reading Nears 11.5%. Time to End Life-of-Loan Premiums?

November 18, 2024
Monica Hogan
The CHLA once again is calling on FHA to eliminate its life-of-loan premium requirements.
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Tweaks Coming to Ginnie's New Capital Relief Rule?

November 18, 2024
Paul Muolo
One analytics official said he expects changes to be made to the capital guardrails.
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State Regulators Eyeing LO Education Compliance

November 14, 2024
Shannon Clark
CSBS is reminding MLOs of their yearly continuing education requirements in the midst of the annual renewal season.
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VA Lending Chief Says Some RE Agents Are Overcharging

November 11, 2024
Monica Hogan
It's been said that some real estate agents are charging borrowers an 8% commission upfront on their credit cards.
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Ginnie to Reward Issuers That Successfully Hedge MSRs

November 8, 2024
Brandon Ivey
The capital relief will be provided via an adjustment to MSR values.
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CSBS to Expand One Company, One Exam Framework

November 8, 2024
Shannon Clark
One Company, One Exam aims to streamline mortgage examinations for companies by completing one state exam per company using a series of standardized exam questions.
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Big Swings Likely in Federal Housing Policy Under Trump

November 6, 2024
Brandon Ivey
A business-friendly CFPB, higher insurance premiums for FHA borrowers and an exit from conservatorship for the GSEs are all possibilities.
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Complaints to CFPB Involving Mortgages Stand Out

November 5, 2024
Shannon Clark
Complaints about credit reporting dominated submissions to the CFPB and they more than doubled on an annual basis through the first three quarters of this year.
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Anxiety Looms as Credit Score Changes Approach

November 4, 2024
Dennis Hollier
It doesn’t help that the Federal Housing Finance Agency is simultaneously trying to implement a bi-merge to replace the tri-merge method.
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FHFA Expands Freddie Repurchase Pilot; Makes Moves on Appraisals

October 29, 2024
Dennis Hollier
FHFA Deputy Director Naa Awaa Tagoe announced several policy changes impacting the GSEs.
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