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Home » Topics » IMFnews » Regulatory

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MBA Names Trigger Lead Bill as Top Legislative Priority

October 4, 2024
Brandon Ivey
A bill to limit trigger leads has bipartisan support and was included in a defense appropriations bill in the Senate during September.
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Mortgage Fraud Risk to Grow as Interest Rates Decline

October 3, 2024
Shannon Clark
With interest rates declining, mortgage fraud is a growing concern.
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Harris, Trump Housing Plans Depend on Makeup of Congress

October 2, 2024
Shannon Clark
A downpayment assistance program “polls great” but “we are just not going to see” it unless Democrats have a supermajority of the Senate, said David Dworkin, president and CEO of the National Housing Conference.
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Regulators Scrutinizing Home Equity Investment Products

October 2, 2024
Brandon Ivey
Currently, a handful of states have specific regulations for HEIs and federal oversight is limited as the Consumer Financial Protection Bureau is evaluating the market.
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Short Takes: Chase Wins Auction for NPLs From Freddie / GSE-Eligible Loans in Non-Agency MBS / RTL Securitization / More Funds From HUD to Combat Housing Discrimination

October 2, 2024
Brandon Ivey
An affiliate of JPMorgan Chase was the winning bidder on an auction by Freddie Mac of nonperforming loans with a balance of $188.3 million.
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FHA Offers Some Concessions on Cybersecurity Reporting

October 1, 2024
Monica Hogan
FHA said the revisions more closely align with computer-security incident notification standards crafted by the federal banking agencies.
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FHLBanks Receive Climate Change Directive From FHFA

October 1, 2024
Dennis Hollier
FHFA will hold FHLBank boards and senior management accountable for planning for and adapting to the shifting risks posed by the increasing frequency and intensity of climate-related natural disasters.
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CFPB’s Servicing Proposal a Concern in Secondary Market

September 27, 2024
Shannon Clark
The Structured Finance Association warned the CFPB's servicing proposal would decrease the value of mortgage servicing rights, leading to a substantial negative impact on the secondary mortgage market.
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FHFA Faulted for Insufficient Disaster Recovery Efforts

September 27, 2024
Brandon Ivey
The inspector general found that FHFA didn’t effectively maintain contingency planning documents for its general support system.
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Short Takes: Home Price Appreciation Slows / Weak Readings for Pending Home Sales / Warren Suggests Higher Capital Requirements for NYCB / FHFA Discloses Condo Appraisal Data

September 27, 2024
Brandon Ivey
The annual home price growth rate may slow further in September, according to Intercontinental Exchange.
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