During recent times of stress on banks, Fed examiners have reportedly taken a less than positive view on potential usage of FHLBank advances.

The bureau said the amendments would facilitate compliance with ECOA by clarifying the obligations imposed by the statute.

The CFPB isn't planning on seeking funding from the Federal Reserve due to a technicality and the bureau is uncertain if Congress will provide appropriations when funding runs out in early 2026.

Homebuilders and lenders balked at the standards.

The registries were developed during the Biden administration and had faced strong pushback from nonbanks.

If Fannie capital had been at mandated levels, the enterprise would have had an annualized ROE of 10.3% in the third quarter.

Mortgage-related complaints submitted to the CFPB increased by 6.9% on a quarterly basis in the third quarter.

“Treasury is focused on ensuring that modernization of our capital framework ends the arbitrage that drives bank lending to nonbanks,” said Treasury Secretary Scott Bessent.

Trade groups say allowing the GSEs to fill the gap left when the Fed quit buying MBS in 2022 could lower mortgage rates as much as 30 basis points.

FHFA's proposed strategic plan includes an emphasis on combating fraud and misconduct.