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Home » Topics » IMFnews » Regulatory

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Short Takes: Habib Appointed to Fannie’s Board / No Apologies / Rise Economy Sues CFPB on Section 1071 / Home Sales Decline

July 24, 2025
Brandon Ivey
Barry Habib, the founder and CEO of MBS Highway, was appointed to the board of Fannie Mae.
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CFPB Walks Back Proposal on State Enforcement Notice

July 22, 2025
Shannon Clark
The bureau noted that it wouldn’t implement the rule if it received “significant adverse comments.”
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Short Takes: Banking Regulators Look to Reduce Regulatory Burdens / Equifax’s Mortgage Revenues Increase / Home Prices Declining / House Proposes Smaller Cut to CDFI Fund

July 22, 2025
Brandon Ivey
The latest regulatory review centers on banking operations, capital and the Community Reinvestment Act.
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Trigger Lead Ban Close to the Finish Line

July 15, 2025
Shannon Clark
A ban on mortgage trigger leads looks to be getting closer to being signed into law.
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HUD Formally Ends Biden-Era Appraisal Anti-Bias Effort

July 11, 2025
Brandon Ivey
“By tearing down these onerous hurdles, we’re freeing professionals from a tangle of red tape that drove up costs, inhibited access to homeownership, and discouraged market participation,” said HUD Secretary Scott Turner.
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Short Takes: OCC Head Confirmed / FHA Delays Deadline for Phishing-Resistant Change / Westcor Added to Fannie Title Acceptance Pilot / UWM Invests in Bilt / Panorama Mortgage Group Launches Wholesale Unit

July 11, 2025
Brandon Ivey
Jonathan Gould was the senior deputy comptroller and chief counsel at the OCC during the latter half of the first Trump administration.
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CHLA Seeks Changes to Loan Originator Comp Standards

July 10, 2025
Shannon Clark
Among other changes, CHLA said the CFPB should allow a lender to reduce compensation to its employees for the purpose of being able to match a competing offer for a borrower an LO has been working with.
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Short Takes: FDIC Plans CRA Proposal / Home Sales Expected to Remain Constrained / Agency MBS-Focused REIT Takes Loss in 2Q / Morgan Stanley’s Latest Non-Agency MBS

July 10, 2025
Brandon Ivey
It’s not yet clear what’s in the FDIC's pending CRA proposal or if the other federal banking regulators are planning similar proposals.
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FHFA Allows for ‘Immediate’ Use of VantageScore 4.0 by GSEs

July 9, 2025
Dennis Hollier
The MBA said increased competition in the credit score space could improve competition in the mortgage space “if implemented correctly.”
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CFPB’s Guidance Recissions Hit Snag in Court

July 8, 2025
Shannon Clark
A judge allowed the CFPB to withdraw its amicus brief to the extent the brief discusses now-withdrawn advisory guidance but denied the bureau’s request to strike the brief from the docket.
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