Short Takes: Senate Close to Vote on Housing Bill / Originations Rising at Rocket / Few Concerns About Banks / Meeting With Pulte Next Week February 27, 2026 Brandon Ivey The Senate is poised to vote on legislation aimed at addressing housing affordability.Read More
Bank Servicing for Others Declines to Level Seen in 2006 February 26, 2026 Brandon Ivey Banks had $2.82 trillion of servicing for others at the end of 2025, down 0.6% from the end of September.Read More
Short Takes: Delinquencies Decline / Affordability Measure Declines for First Time in 7 Months / Fairway to Launch Insurance Agency / Income Rises at Cherry Hill February 26, 2026 Brandon Ivey The total delinquency rate declined by 3 basis points on a monthly basis to 3.65% as of the end of January, according to Intercontinental Exchange.Read More
GSE MBS Purchases Cloud Outlook for Conservatorship February 25, 2026 James Dohnert Experts speaking at SFVegas this week think the White House's interest in removing the GSEs from conservatorship could be dwindling.Read More
Income Stable at Angel Oak’s REIT in Fourth Quarter February 25, 2026 Brandon Ivey Angel Oak Mortgage REIT generated $11.3 million of net income in the fourth quarter of 2025.Read More
Bank Holdings of Residential MBS Seesaw Down in 4Q February 24, 2026 John Bancroft Over the past two years, there have been four quarterly declines and four increases in bank holdings of residential MBS.Read More
Strong Demand for GSE-Eligible Loans in Non-Agency MBS February 24, 2026 James Dohnert Agency-eligible loans are frequently being delivered to non-agency MBS instead of the GSEs.Read More
Short Takes: Home Prices Tick Up / Chase Offering Rate Discount / Bed Bath & Beyond Getting Into Mortgages / Bayview Stocks GSE-Eligible Mortgages in Non-Agency MBS February 24, 2026 Brandon Ivey Home prices increased by 0.1% on a monthly basis in December, according to the Federal Housing Finance Agency.Read More
Bank Mortgage-Banking Earnings Slip in Fourth Quarter February 23, 2026 Brandon Ivey The fourth-quarter total was skewed by Capital One, which reported $484.8 million in mortgage-banking income in the quarter.Read More
Mortgage Investors Expect Early Challenges With New Credit Score Models February 23, 2026 James Dohnert Investors will initially price for added risk due to uncertainty about the real-world viability of new trended data score models like FICO 10-T and VantageScore 4.0.Read More