Profits Decline at Agency MBS Investor AGNC April 22, 2025 Brandon Ivey The decline in profitability in the first quarter of 2025 was tied to hedging and a loss on the sale of some assets.Read More
GSE Ratings Could See Downgrade if Conservatorship Ends April 22, 2025 Dennis Hollier Because they’re currently in conservatorship, S&P still rates GSE senior debt as if it were the sovereign credit of the U.S., at AA+.Read More
Short Takes: Homebuilder Originations Up / Credit Inquiries for Mortgages Declining / More Expanded-Credit MBS / Forbearance Declines April 22, 2025 Brandon Ivey PulteGroup and NVR boosted mortgage originations on an annual basis in the first quarter of 2025.Read More
Dynex Posts a Loss as ‘External Environment’ Shifts April 21, 2025 Paul Muolo At March 31, Dynex owned $8.4 billion in MBS compared to $7.5 billion at Dec. 31.Read More
One Positive Sign: Non-QM Bidders Return April 21, 2025 Paul Muolo As the Trump-induced turmoil spread, Treasury yields — defying historic norms — headed north.Read More
Delinquencies on Agency MBS Decline in First Quarter April 17, 2025 Brandon Ivey It’s the third year in a row that delinquencies declined in the first quarter following an increase the previous quarter.Read More
Smaller Lenders Seek to Maintain Some GSE Practices April 17, 2025 Dennis Hollier The Community Home Lenders of America opposes any attempt to reduce the footprint of the GSEs.Read More
Short Takes: Powell on Tariffs / Pulte Threatens Mortgage ‘Recall’ / New Credit Score Model From VantageScore / RTL Securitization From Temple View April 17, 2025 Brandon Ivey “The level of the tariff increases announced so far is significantly larger than anticipated,” said Fed Chair Jerome Powell.Read More
Short Takes: New Leader at Ginnie / Mortgage Applications Slow / Appraisal Relief Tied to LA Wildfires / FHFA Seeks Fraud Tips April 16, 2025 Brandon Ivey Joseph Gormley is the new executive vice president and chief operating officer at Ginnie Mae.Read More
MBA Forecast: Unemployment Spike, No Interest Rate Relief April 15, 2025 Brandon Ivey The new forecast follows tariff policy changes by the Trump administration.Read More