Both VantageScore and FICO claim their scoring models allow lenders to approve more mortgage applicants.

Analysts at Goldman Sachs noted in a recent report that issuers who move forward with a clean-up can see improved economics by issuing new deals with seasoned mortgages.

Pools of loans secured by property in Florida were the most popular “story” in the first quarter.

The ARMs were predominantly originated by Ally Bank, and have seasoned for an average of nearly five years.

Bob Broeksmit, president and CEO of the Mortgage Bankers Association, is optimistic about Kevin Warsh’s appointment to lead the Fed.

Figure Technology Solutions is looking to offer traditional first-lien purchase mortgages, among many other products.

Leaders at FICO and VantageScore offered contrasting details on how the GSEs are implementing use of VantageScore 4.0.

Two Harbors said the structure of UWM’s offer is “fundamentally illusory and predatory,” noting that UWM’s stock price has been declining, among other issues.

April issuance was the highest monthly total since June 2022, when the market was coming down from the euphoria of the COVID-19 rally.

The firm generated a $45.0 million profit, with a margin of 27.0% in the first quarter of 2026.