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Home » Topics » IMFnews » Secondary/MBS

Secondary/MBS
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Short Takes: Plaza Hacked / Verus Markets Its Largest Expanded-Credit MBS of 2026 / Finastra Launches Peer Benchmarking Tool / Berkshire Hathaway to Acquire Taylor Morrison

June 1, 2026
James Dohnert
Plaza has implemented additional security measures to prevent future hacks.
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eNote Proponents Surprised by Limited Adoption

May 29, 2026
Emmeline Willey
Amy Moses, vice president for strategic growth at the Mortgage Industry Standards Maintenance Organization, said a widespread shift to eNotes will occur when industry participants recognize the economic benefits and when not participating in the eNote space would make them less competitive.
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Short Takes: Sales of New Homes Drop / Expanded-Credit MBS From Rithm, MFA / MISMO Offers Loan Boarding Tool

May 29, 2026
Brandon Ivey
Sales of new single-family homes declined by 6.2% on a monthly basis in April.
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SFA Simplifies Compliance Reviews for Closed-End Seconds

May 28, 2026
Dennis Hollier
The guidelines for closed-end seconds will permit a partial compliance review, a departure from the current TRID Grid 4.0.
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Fannie Adds Agency MBS at Slower Pace in April

May 28, 2026
Brandon Ivey
Fannie held $110.46 billion of agency MBS as of the end of April, a 5.3% increase compared with the end of March.
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Short Takes: Widespread VantageScore Adoption Unlikely This Year / Pending Home Sales Decline / Pennymac Offers Ginnie MSR Securitization / Mortgage Usage Increases for Home Purchases

May 28, 2026
Brandon Ivey
“There’s a tremendous economic incentive to adopt VantageScore, it’s just gonna take some time to work it through,” said Chris Cartwright, CEO of TransUnion.
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Closed-End Second and HELOC Securitization Diverge in 1Q

May 27, 2026
Brandon Ivey
Closed-end second securitization was up on a quarterly basis while activity involving home equity lines of credit declined.
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Goldman, Amerisave Ramping Up Securitization of Closed-End Seconds

May 27, 2026
Brandon Ivey
It will be the third issuance of its type from Goldman this year, following two similar deals in 2025.
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Higher DTI Ratio Borrowers Still Performing Well

May 26, 2026
Brandon Ivey
Delinquency rates on mortgages with debt-to-income ratios above 43% are only slightly higher than delinquency rates on mortgages overall, according to a new analysis by Moody’s Ratings.
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Lenders Seeing Success in VantageScore Pilot With GSEs

May 26, 2026
James Dohnert
Robert Johnson, head of originations at Newrez, said the process went much more smoothly than he expected.
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