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Home » Topics » IMFnews » Originations

Originations
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Spreads Tighten. Good News for Lenders?

June 12, 2023
Paul Muolo
“Companies are better off doing less business than doing most business at a loss," one consultant suggested.
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Jumbo Sector Takes a Hit in First Quarter

June 9, 2023
John Bancroft
Jumbo lending held up relatively well in 2022 as interest rates increased. That trend ended in the first quarter of 2023.
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Federal Regulators Look to Boost Borrower Scrutiny of Appraisals

June 9, 2023
Brandon Ivey
Regulators published proposed guidance on reconsiderations of value in mortgage transactions.
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Researchers Find Climate-Driven Changes in MBS Deliveries

June 9, 2023
Dennis Hollier
The economists used the government-sponsored enterprises’ conforming loan limits to examine lenders’ choices in the wake of a significant disaster.
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Insurer Retreat Adds Pressure on Lenders, Borrowers

June 9, 2023
Monica Hogan
State Farm's decision to stop accepting new applications for homeowners insurance in California has ramifications for the mortgage market.
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Short Takes: Foreclosures Increase / Affordability Improves / Upgrades for Velocity’s MBS

June 9, 2023
Brandon Ivey
Foreclosure filings increased in May.
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Fannie Loosens Some Underwriting Requirements

June 8, 2023
Brandon Ivey
Changes for cash-out refis, certain ARMs and manufactured-home loans.
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Freddie Announces Affordable Housing Product for Tribal Lands

June 8, 2023
Dennis Hollier
HeritageOne, a single-family mortgage product, addresses goals outlined in Freddie's 2022-2024 duty-to-serve plan.
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Short Takes: Rate Locks Decline in May / Community Banks Pulling Back / Leo Leaving SFA / Homeowners Insurance and Affordability

June 8, 2023
Brandon Ivey
Locks for both purchase mortgages and refis declined on a monthly basis in May.
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Sprout Settles With Ex-Employees for $3.5 Million

June 7, 2023
Sam Manas
The former non-QM lender settled four class actions brought by former employees.
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