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Home » Topics » IMFnews » Originations

Originations
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Originations at Big Banks Decline in Fourth Quarter

January 12, 2024
Brandon Ivey
Mortgage originations declined by about 30% in the fourth quarter at BofA, Chase and Wells.
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HUD Seeks More Funding to Address Housing Supply

January 12, 2024
Monica Hogan
Marcia Fudge, secretary of the Department of Housing and Urban Development, appeared Thursday before the House Financial Services Committee.
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Short Takes: Frustrations Mount for loanDepot Borrowers / Refi Share Grows / Fannie RPL Sale / Servicing Exams Complex / Publishing Break

January 12, 2024
Brandon Ivey
loanDepot's borrowers are facing difficulties making mortgage payments...
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HECM Activity Ends Slide in Third Quarter

January 11, 2024
Namrata Bhatia
HECM endorsements increased in the third quarter after four consecutive quarterly declines.
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Short Takes: Mixed Trends in Foreclosures / Good Quarter for Homebuilder’s Lender / Insight on Combined LTV Ratios / Radian Invests in FinLocker

January 11, 2024
Brandon Ivey
Foreclosure activity looks to be returning to more traditional patterns following pandemic volatility.
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Bank Regulators Plan Mortgage Adjustments to Capital Proposal

January 10, 2024
Brandon Ivey
Trade groups representing mortgage lenders have raised grave concerns about proposed changes to capital requirements for large banks.
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Banking Veteran Gets President’s Job at Mr. Cooper

January 10, 2024
Paul Muolo
Mr. Cooper ranks sixth in MSR ownership...
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Pricing MBS: 10-Year Treasury Not Necessarily Best Option

January 10, 2024
Dennis Hollier
Chris Bennett, a veteran MBS trader and founder of Vice Capital Markets, suggests looking to the five-year Treasury rate for current coupon mortgages.
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Short Takes: New Top Issuer of Non-Agency MBS / Choppy Application Trends / Home Price Projections / MSR Offering

January 10, 2024
Brandon Ivey and Paul Muolo
JPMorgan Chase is no longer the largest issuer of non-agency MBS.
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CrossCountry Shifts to FICO 10 T, a First for MBS

January 9, 2024
Brandon Ivey
Mandatory use of FICO Score 10 T with the government-sponsored enterprises isn't scheduled until the third quarter.
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Latest Imf News

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