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Home » Topics » IMFnews » Originations

Originations
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VA Lending Chief Says Some RE Agents Are Overcharging

November 11, 2024
Monica Hogan
It's been said that some real estate agents are charging borrowers an 8% commission upfront on their credit cards.
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Short Takes: Better’s New VA Product / M&A Opportunity / More MSR Deals on the Way / HES Product Ready in Oregon / RCC's First MBS Deal

November 11, 2024
Paul Muolo
Just in time for Veterans Day, Better unveils a new refi option.
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Refi Volume Up Nearly 60% in Third Quarter

November 8, 2024
Brandon Ivey
“The refi boom has not fully materialized, but we have seen a preview of it and were able to capitalize on it instantly while others were caught flat footed,” Mat Ishbia, chairman and CEO of UWM, said Thursday during the lender’s earnings call.
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Focus on Interest Rates Shifts From Fed to Treasury Yield

November 8, 2024
Brandon Ivey
Movements in Treasury yields — rather than actions by the Fed — have been a bigger driver in changes to interest rates on mortgages recently.
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CSBS to Expand One Company, One Exam Framework

November 8, 2024
Shannon Clark
One Company, One Exam aims to streamline mortgage examinations for companies by completing one state exam per company using a series of standardized exam questions.
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Short Takes: Delinquencies Decline / Ishbia Expects Positive Changes Under Trump / Upgrades for Large Nonbanks / Redwood MBS With IPLs

November 8, 2024
Brandon Ivey
The modest decline in delinquencies in the third quarter was tied to early-stage delinquencies, while later-stage delinquencies increased.
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UWM’s Income Declines, Margins Increase in Third Quarter

November 7, 2024
Brandon Ivey
Hedging gains in the third quarter didn’t fully wipe out a $446.1 million decline in fair value of MSRs at UWM.
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Fewer Rate Cuts Expected From Fed Under Trump

November 7, 2024
Brandon Ivey
Trump's economic policies could limit rate cuts by the Fed in 2025.
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Guild Takes Loss Tied to Servicing in Third Quarter

November 7, 2024
Brandon Ivey
Declining interest rates during the third quarter contributed to a negative $145.8 million mark on the value of Guild’s mortgage servicing rights.
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Multifamily Loans Drive Up Commercial MBS Issuance

November 7, 2024
John Bancroft
Some $30.44 billion of multifamily loans went into commercial MBS issuance in the third quarter, a 46.1% increase from the second quarter.
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Latest Imf News

  • GSE Repurchases on the Rise in 3Q

  • Seasonal Factors Drive Increase in Delinquency Rate

  • CDIA Calls Out Credit Washing for Rise in Credit Reporting Complaints

  • Home Price Growth Slows in November

More Imf News

Featured Data

  • Largest Sellers See GSE Deliveries Wane in November

  • Third-Party Lenders Boost Market Share in Third Quarter

  • Bank Mortgage Repurchases Decline in Third Quarter

  • Mortgage REITs Up Agency MBS, Shed Non-Agency

More Featured Data

Featured Reports

  • Agency Seller-Issuer Profile: 3Q25 (PDF)

  • Mortgage Profitability Report 3Q25 (PDF)

  • Agency Channel Analysis: 3Q25 (PDF)

  • Mortgage Servicing Rights Report: 3Q25 (PDF)

More Latest Reports

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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