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Home » Topics » IMFnews » Originations

Originations
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Non-QM Lenders Hiring, Expecting Increase in Lending

January 9, 2024
James Dohnert
The non-QM market will see outsized growth in 2024, according to industry participants.
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GSEs Urged to Align With HUD on Energy Codes

January 9, 2024
Dennis Hollier
A coalition including Climate Nexus, the American Lung Association, the Sierra Club and the Lincoln Institute of Land Policy weighed in on GSE policy.
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Short Takes: First American Restores Services / Credit Availability at Low Levels / Invitation Homes Settles Rent Hike Allegations / Compliance Trainer Acquired

January 9, 2024
Brandon Ivey
First American got its email system up and running again more than two weeks after a cyberattack.
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loanDepot Pulls Systems Offline Amid Cyber Incident

January 8, 2024
Brandon Ivey
loanDepot's servicing customers faced difficulties making mortgage payments over the weekend...
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Agency MBS Issuance Fails to Reach $1.0 Trillion in 2023

January 5, 2024
John Bancroft
Agency MBS issuance declined by 41.1% on an annual basis in 2023.
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Interest Rate Movements Stall, Potentially for a While

January 5, 2024
Brandon Ivey
Interest rates on mortgages look likely to hold steady in the near term.
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Lenders Urged to Make First-Time Homeownership Sustainable

January 5, 2024
Monica Hogan
The first five years of homeownership are often the most challenging financially for first-time buyers.
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Short Takes: Top Agency MBS Issuer in 2023 / Smaller Banks Concerned About HELOCs / Angelo Gordon Quick With MBS

January 5, 2024
Brandon Ivey
United Wholesale Mortgage barely edged out PennyMac as the top issuer of agency MBS in 2023.
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Loan Sales by Banks Steady in Third Quarter

January 4, 2024
Brandon Ivey
JPMorgan Chase, the largest bank retail lender, sold $9.23 billion of mortgages in the third quarter, up 5.5% from the second quarter.
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Lack of Clarity on QM Standards an Issue in Secondary Market

January 4, 2024
James Dohnert
Lenders must maintain policies and procedures that detail the underwriting factors they used and retain documentation showing how they took those factors into account in the ability-to-repay determination.
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