Short Takes: House Approved Tax Bill / Home Price Depreciation? / AI Hedge Advising / NPL Buyers May 22, 2025 Brandon Ivey Among many other provisions, the tax reforms included in the bill passed by the House would make the mortgage interest deduction permanent.Read More
Fannie’s Title Acceptance Pilot Moving Forward May 21, 2025 Brandon Ivey The pilot survived as the Trump administration ended a number of pilot programs at the GSEs in recent months.Read More
Home Sales Expected to Rise Slowly This Year May 21, 2025 Shannon Clark An extra 4 million homes are needed to bring the housing market back into balance, according to Realtor.com.Read More
Servicers Bracing for an Increase in Delinquencies May 21, 2025 Brandon Ivey There are concerns about high debt-to-income ratios, high loan-to-value ratios and “iffy” appraised values.Read More
CFPB Still Interested in ICBA Effort on Loan Disclosures May 21, 2025 Brandon Ivey ICBA is working on revised disclosures under TILA-RESPA Integrated Disclosure rules for construction loans.Read More
Short Takes: Home Price Appreciation Slows / Limited Demand for Large Home-Improvement Projects / Applications Decline / Angel Oak Ramping Up MBS Issuance May 21, 2025 Brandon Ivey Annual home price appreciation in April 2025 increased at the slowest rate since 2012.Read More
Pulte Tells MBA Meeting: FHFA Working to Reduce Costs at the GSEs May 20, 2025 Brandon Ivey FHFA Director Pulte said he found $100 million in cost savings at Fannie Mae alone.Read More
VA Partial Claims Servicing Legislation Flies Through House May 20, 2025 Emmeline Willey The bill would cost $10 million in FY 2025 and would save $147 million over the next decade, CBO estimates.Read More
FHA, VA Gain MI Market Share in First Quarter May 16, 2025 John Bancroft The FHA/VA share of primary MI volume increased from 60.5% of activity in the fourth quarter of 2024 to 63.8% in the first quarter of 2025.Read More
CFPB Looks to Rescind COVID-19 Mortgage Servicing Rule May 16, 2025 Shannon Clark The rule offered temporary amendments under Regulation X to borrowers affected by a COVID-19-related hardship.Read More
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