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Iran Uncertainty Impacting Mortgage Lending

March 18, 2026
Brandon Ivey
“Mortgage rates continued to move higher, driven by increasing Treasury yields as the conflict in the Middle East kept oil prices elevated, along with the risk of a broader inflationary shock,” said Joel Kan, a vice president and deputy chief economist at the MBA.
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Shareholder Service Recommendation a Hurdle for UWM’s Plan

March 18, 2026
Brandon Ivey
Institutional Shareholder Services recommended that Two Harbors shareholders vote against the planned acquisition by UWM.
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Servicers Ask for Slower Implementation of VA Partial Claims

March 18, 2026
Emmeline Willey
VA proposed backdating eligibility for the program to May 1, 2025, picking up where the Veterans Affairs Servicing Purchase program left off.
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Short Takes: Annual Decline in Home Prices / Little Growth in Pending Home Sales / Mortgage Broker Groups Working Together / Rocket Sends More Investor Loans to Redwood

March 18, 2026
Brandon Ivey
Home prices declined by 0.2% on an annual basis in February, the first annual decline since 2012, according to First American Data & Analytics.
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Non-Agency Jumbo Lending Up Nearly Across the Board in 4Q

March 17, 2026
Abby Zimmardi
Among the 50 largest jumbo lenders, 48 increased their non-agency jumbo originations during the fourth quarter of 2025.
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Consumer Advocates Raise Concerns About Trump’s Mortgage Plans

March 17, 2026
Brandon Ivey
The National Consumer Law Center predicted that implementing the mortgage-focused order will “re-ignite the market conditions” that led to the financial crisis of 2008.
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loanDepot Back in Wholesale, Aiming for Efficiency

March 17, 2026
James Dohnert
“By leveraging the existing shared services infrastructure of our joint venture channel, we are well positioned to scale this business and add a new source of profitable growth,” said Anthony Hsieh, CEO of loanDepot.
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Intercontinental Exchange Testing Voice, Chat Agents for Servicing

March 17, 2026
Brandon Ivey
ICE said the voice agent can manage thousands of simultaneous interactions.
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Short Takes: Freedom to Acquire Seneca Mortgage Servicing / Two Harbors Vote Extended / Experian Offers Free Preview of Verification / Community Bank Launches Mortgage Unit

March 17, 2026
Brandon Ivey
Seneca owned mortgage servicing rights with an unpaid principal balance of $42.31 billion as of the end of December, according to estimates by Inside Mortgage Finance.
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Trump Issues Executive Order to Expand Mortgage Lending

March 16, 2026
Brandon Ivey
Among other actions, the order calls for the CFPB to revise major mortgage regulation, such as the ability-to-repay and servicing rules.
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Latest Imf News

  • Mortgage Applications Decline for Third Consecutive Week

  • Residential Mortgage Securitization Rate Steady in 2025

  • CHLA Expects More Price Increases for Credit Scores

  • Capital Requirement Re-Proposal Might Not Bring Banks Back

More Imf News

Featured Data

  • Ginnie MBS Issuance Sees Seasonal Plunge in February

  • Non-Agency Jumbo Lending Flourished in 2025

  • Jumbo Servicing Volume Grows in Fourth Quarter

  • Plenty of Investors Ready to Cover Fed’s MBS Retreat

More Featured Data

Featured Reports

  • Agency Channel Analysis: 4Q25 (PDF)

  • IMF Mortgage Directory: Full interactive database

  • IMF HMDA Dashboard: 2024

  • Top Mortgage Players: 3Q25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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