With production coming down, lenders shifted to riskier borrowers to some extent.

Mortgage-related business-to-business score revenue was up 72% on an annual basis, well above the 12% increase seen for credit cards and personal loans and the 11% increase for auto loans.

“The volatility in September reversed the previous two months’ profitability,” Nick Smith, chief investment officer at TPG Mortgage Investment Trust, said of Arc Home.

FICO said it has seen “no evidence of meaningful volume loss to competition” in terms of mortgage scoring activity.

A rise in the value of mortgage servicing rights in the third quarter helped after a tough time in the second quarter.

Small and mid-sized nonbanks saw their share of GSE servicing increase to 16.7% during the third reporting period of the year.

Interest rate trends and built-up home equity provide ongoing incentives for originations of home equity loans.

Redwood Trust announced a strategic change and reported a loss of income in the third quarter of 2026.

Trump may struggle to confirm Senate nominees as Democrats will regain control of the Senate in 2027.

Mortgage-related complaints received by the bureau were up 3.7% on a quarterly basis.