Pension funds and insurance companies are among the investor types that boosted their holdings of residential MBS during the fourth quarter of 2025.

Economists at Fannie Mae project that interest rates on mortgages will fall throughout 2026 while MBA's economists see rates rising through September.

“The last couple of weeks have been a little softer than what we would like to see or what we normally get this time of year,” said Robert McGibney, president and CEO of KB Home.

HUD is investigating Washington State's Covenant Homeownership Program over allegations that the program violates the Fair Housing Act by imposing some eligibility restrictions based on racial descent.

MBA projects that the unemployment rate will rise from 4.4% in the first quarter of 2026 to a peak of 4.7% in the third quarter.

GSE buybacks in 2025 were down 12.8% from 2024 and represented the lowest annual total since 2020.

"An 88% operating margin and a compound annual growth rate of 100% in per-score pricing over five years are not hallmarks of a competitive market," said Sen. Josh Hawley, R-MO.

Rep. Maxine Waters, D-CA, the ranking member of the House Financial Services Committee, called on Democrats in the House to seek a conference committee process for H.R. 6644, the 21st Century ROAD to Housing Act.

The bureau said its strategic goals were shaped by and are in alignment with President Trump’s “economic strategy and management agenda.”

Home prices increased by 0.1% on a monthly, seasonally-adjusted basis, according to Redfin.