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Mortgage Applications Start Year Well Above Early 2025 Level

January 7, 2026
Brandon Ivey
Interest rates on mortgages at the beginning of 2026 were at a level last seen in September 2024.
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Mortgage Securitization Rate Increases With GSE Activity

January 7, 2026
Brandon Ivey
Some 69.8% of mortgages originated during the third quarter of 2025 were securitized.
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Redwood Continues Leaning on Rocket for Jumbos

January 7, 2026
Brandon Ivey
Loans originated by Rocket account for 47.4% of the $672.1 million jumbo MBS Redwood started marketing Tuesday.
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Consumer Advocates Frustrated by CFPB’s Regulatory Approach

January 7, 2026
Shannon Clark
CFPB Consumer Advisory Board member Chelsie Evans, executive director of Hawaiian Community Assets, said that for genuine collaboration among the CFPB, lenders and community organizations, “the system must ensure that families do not bear all the risk, while institutions bear none.”
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Short Takes: Modest Home Price Appreciation Expected / Florida Homebuilder Under Stress / HUD Selling HECMs Tied to Non-Vacant Lots

January 7, 2026
Brandon Ivey
Home prices will increase by 1.3% on an annual basis in 2026, according to projections by Veros Real Estate Solutions.
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ARM Originations Slow During Third Quarter

January 6, 2026
Abby Zimmardi
ARMs made up 15.9% of total first-lien originations in the third quarter, down from a 16.2% share in the second quarter.
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Pulte Frustrated, Confused by Credit Bureaus on Score Pricing

January 6, 2026
Brandon Ivey
FHFA Director Bill Pulte said he has had discussions with the leaders of credit bureaus but he isn’t satisfied with the companies’ actions.
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Affordability Improves With Slow Home Price Appreciation

January 6, 2026
Brandon Ivey
Home prices increased by 0.7% on an annual basis in 2025, according to Intercontinental Exchange.
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MBA Sees Downsides in Potential Disclosure Revision for VA Loans

January 6, 2026
Emmeline Willey
Measures contained in bipartisan housing packages in both the Senate and House would attach a disclosure to the military service question on the uniform residential loan application to raise awareness of VA loans.
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Short Takes: Home Price Depreciation Spreads / Pulte Wants More Changes From Homebuilders / New Head of Mortgage Finance at Chase / New CEO at Sagent / BSI’s Servicer Ratings Affirmed

January 6, 2026
Brandon Ivey
Home prices declined on an annual basis in 2025 in 35 of the largest 100 markets in the country, according to Intercontinental Exchange.
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Latest Imf News

  • Non-Agency MBS Sectors Hit Post-Crisis Highs for Issuance in 2025

  • MSR Values, Hedging Eat Into U.S. Bank’s Mortgage Earnings

  • GSE MBS Purchases Help Boost FHA/VA Lending

  • Residential Transition Loan Activity Could Slow in 2026

More Imf News

Featured Data

  • Correspondents Gain Market Share in Government Lending

  • Solid 4Q Carries 2025 MBS/ABS to $2 Trillion

  • Agency Refi Market Rises to Three-Year High in 2025

  • Largest Sellers See GSE Deliveries Wane in November

More Featured Data

Featured Reports

  • Agency Channel Analysis: 3Q25 (PDF)

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  • Mortgage Servicing Rights Report: 3Q25 (PDF)

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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