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Lenders Expect Manageable Changes on Home Sale Structure

February 1, 2024
Brandon Ivey
The commission structure for real estate agents is poised for a shakeup in the wake of the legal issue facing the National Association of Realtors.
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Short Takes: Large Package of MSRs on Offer / Home Equity Declines / Homeowners Still Locked In / Tepid Home Tour Activity

February 1, 2024
Brandon Ivey
Incenter is marketing a sale of GSE MSRs with a total unpaid principal balance of $15.06 billion.
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Large GSE Servicers Gain Share in Fourth Quarter

January 31, 2024
Dennis Hollier
The GSE servicing share among large independent mortgage banks went from 36.6% at the end of September 2023 to 36.9% at year-end.
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FHFA Directs GSEs to Explore Alignment on Reps, Warrants

January 31, 2024
Dennis Hollier
This year's scorecard includes more focus on the multifamily businesses of Fannie Mae and Freddie Mac.
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Mortgage Margins Plummet at NYCB in Fourth Quarter

January 31, 2024
Brandon Ivey
The bank's gain-on-sale margin fell from 59 basis points in the third quarter of 2023 to 32 bps in the fourth quarter.
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Warehouse Lenders Looking for Lower Interest Rates

January 31, 2024
Paul Muolo and Brandon Ivey
One chief concern: Warehouse borrowing covenants have been breached.
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Short Takes: Applications Decline / Chase Expands SPCP Benefits / Luxury Home Price Appreciation Accelerates / New Expanded-Credit MBS

January 31, 2024
Brandon Ivey
Demand for purchase mortgages declined last week even as interest rates stayed level.
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Mortgage-Related Complaints to CFPB Decline Slightly

January 30, 2024
Andras Malatinszky
Mortgage borrowers filed only 2.4% fewer complaints last year than in 2022.
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Mixed Trends in Originations by Homebuilders

January 30, 2024
Brandon Ivey
Pulte boosted its originations in the fourth quarter while production was down at NVR.
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Mortgage Companies Advised to Run Phishing Drills

January 30, 2024
James Dohnert
“If you look at some of the big names, the common thread is always a phishing email that someone clicked on,” said Freddy Feliz, chief information officer and vice president of information technology at the Mortgage Bankers Association.
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Latest Imf News

  • CFPB Receives Conflicting Feedback on HMDA Requirements

  • Appeals Court Rules in Favor of Lender in Attorney's Fees Dispute

  • Non-Agency MBS Issuers Bring Somewhat Larger Deals

  • MISMO Housing Counseling Dataset Aims to Improve Services

More Imf News

Featured Data

  • GSE Seller Buybacks and Unresolved Claims Decline

  • Profits Sag at FHLBanks in Fourth Quarter

  • Production vs Servicing Results Mixed in 4Q25

  • Correspondents Retreat in 4Q as Brokers Forge Ahead

More Featured Data

Featured Reports

  • Mortgage Profitability Report 4Q25 (PDF)

  • Agency Channel Analysis: 4Q25 (PDF)

  • IMF Mortgage Directory: Full interactive database

  • IMF HMDA Dashboard: 2024

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results
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