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Midterm Elections Complicate Housing Affordability Initiatives

February 4, 2026
James Dohnert
The Trump Adminstration is said to be considering ways to boost housing affordability through executive order.
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Rithm's Income Declines in Fourth Quarter

February 4, 2026
Abby Zimmardi

The drop is due to a large jump in expenses as well as a decline in originations and servicing.


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AI Regulation Intensifying at State Level

February 4, 2026
Shannon Clark
The mortgage industry is concerned that new state-level artificial intelligence regulations will impose duplicative or conflicting requirements.
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Short Takes: Mortgage Application Volume Drops / OFA Group Launches Digitization Platform / Home Prices Decline in January / Bed Bath & Beyond Partners With Figure

February 4, 2026
Abby Zimmardi
Winter weather may have contributed to the decline in applications last week.
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Loss-Mitigation Policy Changes Drive Rise in FHA Delinquencies

February 2, 2026
Emmeline Willey
The total FHA delinquency rate hit 11.86%, the third-highest reading in the past decade.
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Mortgage Lenders Plan to Level Up Technology in 2026

February 2, 2026
James Dohnert
A recent survey of lenders by The Mortgage Collaborative found that lenders are making technology enhancements a strategic investment priority in 2026.
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Non-Agency Lenders Look to Grow Partnerships

February 2, 2026
Abby Zimmardi
Lenders want to build long-term partnerships with originators ahead of an upcoming boost in production volume this year.
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AARP Files Class Action Against Reverse-Mortgage Lenders

February 2, 2026
James Dohnert
The AARP Foundation filed a class action lawsuit against Celink, Finance of America Reverse and Carrington Mortgage Services claiming that they unlawfully charged home equity conversion mortgage borrowers prohibited fees.
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Short Takes: Provident Expected to Issue MBS of Agency-Eligible Loans / Selene Kicks Off Borrower Assistance Program / NewRez to Move to New Servicing OS / Novacore to Buy Insurance Agency

February 2, 2026
James Dohnert
The Provident deal contains loans mostly made to prime credit borrowers.
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Refis Drive Up Originations in Fourth Quarter

January 30, 2026
Brandon Ivey
Ongoing declines to interest rates boosted refinance originations in the fourth quarter of 2025 while purchase-mortgage lending looks to have fallen as part of a seasonal trend.
Read More
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Latest Imf News

  • High-LTV Loans Account for Growing Share of GSE Deliveries

  • Housing Affordability Reaches Recent High Heading Into Spring

  • Fannie Plans to Expand Fraud Detection Efforts with Palantir

  • AmeriHome Fills Up New MBS of GSE-Eligible Loans

More Imf News

Featured Data

  • GSE Seller Buybacks and Unresolved Claims Decline

  • Profits Sag at FHLBanks in Fourth Quarter

  • Production vs Servicing Results Mixed in 4Q25

  • Correspondents Retreat in 4Q as Brokers Forge Ahead

More Featured Data

Featured Reports

  • Agency Channel Analysis: 4Q25 (PDF)

  • IMF Mortgage Directory: Full interactive database

  • IMF HMDA Dashboard: 2024

  • Top Mortgage Players: 3Q25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results
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