The PIMCO team criticized one of the most popular proposals for lowering the cost of a mortgage: reducing the guarantee fees charged by the GSEs.

Fifth Third Bank generated a gain-on-sale margin from mortgages of 1.47% during the third quarter of 2026.

“While speculation continues around the potential privatization of the government-sponsored enterprises, Morningstar DBRS does not view any changes to [their] status as likely for the length of the credit rating outlook period given the complexities and potential consequences of such an action, especially considering the current macroeconomic environment,” the rating service said.

Some $8.60 billion of conforming jumbos flowed into GSE mortgage-backed securities issued during the first quarter, an 11.0% decline from the previous quarter.

New York may soon include insurance companies in its Community Reinvestment Act regulations to combat rising homeowners insurance costs.

The decline in revenue was linked to both revenue from servicing and changes in the value of mortgage servicing rights.

Some 118,727 properties had foreclosure filings in the first quarter of 2026.

“The year started with hopes for housing momentum growth, but risks with respect to the Iran war, energy costs and declines for consumer confidence have slowed the market,” said Bill Owens, chairman of NAHB.

The refi share of Ginnie issuance increased to 43.9% in the first quarter of 2026, the highest since the second quarter of 2021.

Mortgage Bankers Association Chief Economist Mike Fratantoni said that amid deteriorating immigration and fertility rates, and a flood of new construction in single- and multifamily sectors, it’s become harder to back up claims of a major housing shortage.