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Refinance Incentives Surged in January

February 9, 2026
James Dohnert
A January drop in interest rates helped boost the number of in-the-money refi borrowers, according to a recent report by Intercontinental Exchange.
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Lenders Buying Up Trigger Leads Ahead of Ban

February 9, 2026
Abby Zimmardi
Some lenders are trying to acquire trigger leads ahead of the March ban.
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Mortgage Fraud Risk Grew Slightly in 4Q

February 9, 2026
James Dohnert
The Cotality National Mortgage Application Fraud Risk Index was up 1.5% from the fourth quarter of 2024.
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Short Takes: Hometap Hires Two / Redfin Launches ChatGPT App / 6% Interest Rate Remains Magic Number for Most Homebuyers / MBA, TMC Announce Partnership

February 9, 2026
James Dohnert
Some 94% of consumers planning to buy a home in 2026 would change their plans if rates don't drop below 6%, a new report says.
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Banks Post 4Q Dips in Mortgage Income

February 6, 2026
John Bancroft
Of a group of 25 publicly traded banks, all but four reported a decline in income from mortgage banking.
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Class Action Filed Against UWM Over Robocalls

February 6, 2026
Emmeline Willey
The suit alleges that United Wholesale Mortgage continued to call individuals who were on the federal Do Not Call registry or who had requested UWM stop communications.
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CMBS Maturities Closer Than They Appear

February 6, 2026
Abby Zimmardi
Delinquencies on commercial mortgage-backed securities are up to 8.75% if adjusted for loans that are current on payments but past maturity.
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Trump Admin's Housing Market Contradictions

February 6, 2026
Dennis Hollier
President Trump's recent statements express support for pushing home prices higher but the administration is also touting that it has driven prices lower.
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Short Takes: ICE Reports 4Q Earnings / MBA Urges House to Pass 21st Century Act / 4Q Competition Puts Margins in Spotlight / Harvard Research Shows Unaffordability Rose in 2024

February 6, 2026
Emmeline Willey
Intercontinental Exchange projects that the mortgage technology market  will see low- to mid-single digit growth in 2026.
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Purchase Growth Drove Strong Agency Issuance in January

February 5, 2026
John Bancroft
A 3% monthly increase in securitizations of purchase mortgages bolstered agency issuance in January to $119.95 billion, rising 1.9% on a monthly basis and 21.6% year-over-year.
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Latest Imf News

  • CFPB Receives Conflicting Feedback on HMDA Requirements

  • Appeals Court Rules in Favor of Lender in Attorney's Fees Dispute

  • Non-Agency MBS Issuers Bring Somewhat Larger Deals

  • MISMO Housing Counseling Dataset Aims to Improve Services

More Imf News

Featured Data

  • GSE Seller Buybacks and Unresolved Claims Decline

  • Profits Sag at FHLBanks in Fourth Quarter

  • Production vs Servicing Results Mixed in 4Q25

  • Correspondents Retreat in 4Q as Brokers Forge Ahead

More Featured Data

Featured Reports

  • Mortgage Profitability Report 4Q25 (PDF)

  • Agency Channel Analysis: 4Q25 (PDF)

  • IMF Mortgage Directory: Full interactive database

  • IMF HMDA Dashboard: 2024

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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