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Short Takes: Housing an Election Issue / Inventory Likely to Remain Limited / SF FHLBank Increases DPA / GSE Eligible Loans in New Non-Agency MBS

June 4, 2024
Brandon Ivey
Housing affordability ranked as more important for voters in the 2024 presidential election than abortion rights or student debt, according to a survey commissioned by Redfin.
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Short Takes: A Little M&A? / The Story Doesn’t Change: Lack of Homes / Purchase Apps / How Much? / MI Industry Looks Good

June 3, 2024
Paul Muolo
Keefe, Bruyette & Woods on Sunday upgraded mortgage insurers MGIC and Radian to “outperform” from “market perform.”
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Jumbo Lending Declines in First Quarter

May 31, 2024
Brandon Ivey
A number of banks reduced their jumbo originations in early 2024 and nonbanks aren't fully picking up the slack.
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SCOTUS Calls for Closer Look at Federal Preemption in Escrow Case

May 31, 2024
Shannon Clark
The Supreme Court delivered a unanimous opinion in Cantero v. Bank of America, sending the case back to a lower court.
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Mixed Reaction to CFPB’s RFI on Mortgage Costs

May 31, 2024
Brandon Ivey
Lenders are happy the CFPB is scrutinizing certain fees while harboring some concerns about the CFPB's motives.
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UWM Won’t Be Forming a Real Estate Investment Trust

May 31, 2024
Paul Muolo
To date, nonbank lender/servicers that play in the conventional/government arena have had mixed success in capitalizing on using REITs that sell shares to the public.
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Short Takes: Michael Cohen’s HELOC / Expanded-Credit Impairments Decline / Pending Home Sales Slow / Lender M&A

May 31, 2024
Brandon Ivey
Michael Cohen, former President Donald Trump’s former attorney, testified during the trial that he used proceeds from a personal home equity line of credit to pay off Stormy Daniels on behalf of Trump.
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CFPB Releases RFI on Mortgage Closing Costs

May 30, 2024
Shannon Clark
Industry trade groups reacted swiftly to the RFI.
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Ginnie Eyes Launch of HMBS 2.0 by Year’s End

May 30, 2024
Monica Hogan
Dubbed HMBS 2.0, the securitization product would give Ginnie MBS issuers a new funding mechanism to buy back loans with balances over 98%.
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Delinquencies Decline at Large Servicers in First Quarter

May 30, 2024
Namrata Bhatia
The total delinquency rate among large servicers was 3.23% at the end of March, down 38 basis points from the end of 2023.
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Latest Imf News

  • Ginnie Drives Growth in Agency Servicing in First Quarter

  • REIT MBS Investors Took Hits With Volatility in 1Q

  • PIMCO Cites Issues With Trump Admin’s Affordability Efforts

  • Margins Improve on Originations at Fifth Third in 1Q

More Imf News

Featured Data

  • GSE Deliveries Weaken in First Quarter of 2026

  • GSE Lenders Stretch Credit Envelope in First Quarter

  • Bank Sales of Mortgages Rise to 2022 Level at End of 2025

  • Structured Finance Market Keeps Momentum Going

More Featured Data

Featured Reports

  • Mortgage Profitability Report 4Q25 (PDF)

  • Agency Channel Analysis: 4Q25 (PDF)

  • GSE Repurchase Activity: Cumulative Through Fourth Quarter 2025 (PDF Format)

  • IMF Mortgage Directory: Full interactive database

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results
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