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For Sale: MSRs With a Delinquency Rate North of 5%

March 27, 2024
Paul Muolo
The delinquency rate on the conventional loans is 5.23%.
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Fed’s Losses on MBS Holdings Decline in 2023

March 27, 2024
Brandon Ivey
In 2023, the Fed realized a loss of $56 million on its agency MBS holdings.
Read More

Short Takes: Figure Lending’s Parent Files Confidential IPO Papers / Slow Start to Spring Homebuying Season / Home Price Depreciation in Large Cities / GITSIT (Formerly Kondaur) Wins NPL Auction

March 27, 2024
Brandon Ivey
Figure Technology Solutions filed a confidential S-1 statement.
Read More

Banks Add to MBS and ABS Trading Accounts

March 26, 2024
John Bancroft
The industry’s aggregate trading-account portfolio, which is measured in fair value, has been growing since the start of 2022.
Read More

Non-HMDA Factors Refute Discrimination Allegations at Navy Federal

March 26, 2024
Brandon Ivey
“Our review found that when all relevant factors are controlled for, which CNN did not do, the difference in approval rates between Black and White borrowers falls to less than 1%,” said Debo Adegbile, a partner at the law firm of WilmerHale who was hired by Navy Federal to complete the review.
Read More

State Regulators to Move Forward on Mortgage Reporting Overhaul

March 26, 2024
Shannon Clark
CSBS stressed that it develops and maintains the National Multistate Licensing System required by the statutory authority of the Secure and Fair Enforcement for Mortgage Licensing Act.
Read More

Chase Teams With Visio on IPL MBS

March 26, 2024
Brandon Ivey
Visio Financial Services originated 56.2% of the loans in the $324.1 million investment property MBS.
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Short Takes: Home Prices Decline / Sales of New Homes Slow / Renting Cheaper Than Buying / Non-QM Delinquencies Increasing

March 26, 2024
Brandon Ivey
The monthly decline in home prices in January was the first decline since August 2022.
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Home Equity Lending Declines in 2023; HELOCs Lose Share

March 22, 2024
Brandon Ivey
Closed-end second liens accounted for an estimated 19% of home equity production in 2023, up from a 13% share in 2022.
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CHLA Brings Employment-Verification Costs to Regulators

March 22, 2024
Brandon Ivey
CHLA asked FHFA and FHA to scrutinize employment-verification prices charged by Equifax.
Read More
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Latest Imf News

  • FHA Mortgages Push Agency MBS Delinquency Rate Higher

  • Lower Interest Rates Boost Refis, Prepayments

  • Investor Demand Helps Drive Down Rates on DSCRs

  • Expanded-Credit MBS Issuance Picks Up Pace

More Imf News

Featured Data

  • Rocket/Mr. Cooper Top UWM With GSE Deliveries

  • Lenders Shift GSE Business to Higher Quality in Fourth Quarter

  • Agency Refi Business With MI Spikes in Fourth Quarter

  • RMBS Issuance Ends Banner Year With Modest Decline

More Featured Data

Featured Reports

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  • Agency Channel Analysis: 3Q25 (PDF)

  • Mortgage Profitability Report 3Q25 (PDF)

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More Latest Reports

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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