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Agency Business Increases in Second Quarter

July 12, 2024
John Bancroft
Fannie Mae, Freddie Mac and Ginnie Mae issued a combined $272.04 billion of single-family mortgage-backed securities in the second quarter.
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Originations Jump at Chase, Wells in Second Quarter

July 12, 2024
Brandon Ivey
Both banks increased mortgage production by more than 50% on a quarterly basis in the second quarter.
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Ratings Helping to Boost Fix-and-Flip Lending

July 12, 2024
James Dohnert
Toorak issued the first-ever rated RTL securitization earlier this year.
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Short Takes: FHFA Publishes Historical VantageScore Data / ‘Sweet Spot’ for Homebuyers / Low DSCR Offering From A&D / MFA Offers RPL MBS

July 12, 2024
Brandon Ivey
The historical VantageScore data are available to approved users to help with the GSEs' planned acceptance of the credit score.
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CFPB Issues Proposed Rule on Servicing Standards

July 11, 2024
Shannon Clark
The proposal has some positives and some negatives for servicers.
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GSE Conforming Jumbo Volume Spikes in Second Quarter

July 11, 2024
James Dohnert
Some $9.71 billion of conforming jumbos were included in GSE MBS issued during the second quarter.
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The Appraisal Foundation Reaches Settlement With HUD

July 11, 2024
Brandon Ivey
The Appraisal Foundation’s Appraiser Qualification Board sets appraiser qualification criteria and there were concerns that the criteria prompted a disparate racial impact on entry into the appraiser profession.
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FHA Revises Proposal on Servicing Defect Taxonomy

July 11, 2024
Brandon Ivey
The proposal includes six defect areas through the servicing life cycle and remedies for each defect area.
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Short Takes: Treasury Hosts Title Insurance Meeting / HELOC Securitization From Figure / Inflation Declines / Foreclosure Activity Slows

July 11, 2024
Brandon Ivey
The meeting will help the Treasury’s Federal Insurance Office as it considers policy options on title insurance.
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Federal Regulators Moving Toward Re-Proposal on Bank Capital

July 10, 2024
Brandon Ivey
The Mortgage Bankers Association applauded the Fed chair's comments revealing the plan.
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Latest Imf News

  • Ginnie Drives Growth in Agency Servicing in First Quarter

  • REIT MBS Investors Took Hits With Volatility in 1Q

  • PIMCO Cites Issues With Trump Admin’s Affordability Efforts

  • Margins Improve on Originations at Fifth Third in 1Q

More Imf News

Featured Data

  • GSE Deliveries Weaken in First Quarter of 2026

  • GSE Lenders Stretch Credit Envelope in First Quarter

  • Bank Sales of Mortgages Rise to 2022 Level at End of 2025

  • Structured Finance Market Keeps Momentum Going

More Featured Data

Featured Reports

  • Mortgage Profitability Report 4Q25 (PDF)

  • Agency Channel Analysis: 4Q25 (PDF)

  • GSE Repurchase Activity: Cumulative Through Fourth Quarter 2025 (PDF Format)

  • IMF Mortgage Directory: Full interactive database

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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