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Mortgage REIT to Drop Mortgages and REIT Status

April 2, 2024
James Dohnert
Ellington Residential Mortgage REIT will rename and shift focus to investing in collateralized loan obligations.
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Mixed Trends in Latest Non-Agency MBS

April 2, 2024
Brandon Ivey
Angel Oak Companies, Lone Star Funds and Redwood Trust kicked off the second quarter of 2024 with new non-agency MBS offerings.
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Short Takes: Silver Lining in Delayed Annual Report / More MSRs on Offer / Plenty of Buyers / New Translated Glossaries From CFPB

April 2, 2024
Brandon Ivey and Paul Muolo
Better's annual report for 2023 will be delayed due to some corrections for the firm's results for 2022.
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FHFA Conducting Targeted Exams of Nonbanks

March 29, 2024
Brandon Ivey
Between October 2021 and August 2023, 21 exams were conducted.
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Subtle Shifts in Securitization Rate as Lending Declines

March 29, 2024
Brandon Ivey
The securitization rate for residential mortgages was 72.1% in 2023.
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Congress Divided on Solutions for Housing Affordability

March 29, 2024
Monica Hogan
Lawmakers across both parties agree that housing costs are unaffordable, but there's no consensus on how to address the issue.
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State Court Ruling Favors CFPB’s Stance in TILA Case

March 29, 2024
Shannon Clark
The lawsuit centers on whether requirements under the Truth in Lending Act apply to mortgages that are marked as commercial on loan documentation but have certain residential characteristics.
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Short Takes: FHFA to Improve Exam Practices / Better Taps Real Estate Agents / Doma Plans to Go Private / Pending Home Sales Up Slightly

March 29, 2024
Brandon Ivey
FHFA is working on internal guidance to improve its exams of nonbank mortgage companies.
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Jumbo Correspondent Share Declines After Wells’ Exit

March 28, 2024
James Dohnert
Wells was largely done with purchasing jumbo loans through the correspondent channel by the end of the first quarter of 2023.
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Better Shifts to Using Commission-Based LOs

March 28, 2024
Brandon Ivey
Previously, Better’s LOs weren’t paid commissions and the lender focused on using technology to get loan applicants through the mortgage process.
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Latest Imf News

  • M&A Reshuffles Top GSE Sellers Ranking

  • Refinance Incentives Surged in January

  • Lenders Buying Up Trigger Leads Ahead of Ban

  • Mortgage Fraud Risk Grew Slightly in 4Q

More Imf News

Featured Data

  • Mortgage Complaints to CFPB Tick Up in Fourth Quarter

  • Agency MSR Transfers Pick Up in Fourth Quarter of 2025

  • Record Year for CLO, But Issuance Slowed in 4Q25

  • Originations Increase in Fourth Quarter With Refi Push

More Featured Data

Featured Reports

  • IMF Mortgage Directory: Full interactive database

  • Agency Seller-Issuer Profile: 3Q25 (PDF)

  • IMF HMDA Dashboard: 2024

  • Top Mortgage Players: 3Q25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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