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Tempered Response From Potential Borrowers as Rates Hover

March 3, 2026
Brandon Ivey
“5.75% is really where you have more and more homeowners in the money on a cash-out refi,” Scott Peyree, president and CEO of LendingTree, said.
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Appeals Court Looks to Address Injunction Against CFPB

March 3, 2026
Shannon Clark
Judges on the appeals court seemed conflicted about whether the Trump administration has the authority to move forward with its plans to terminate nearly 90% of the workforce at the CFPB.
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Fannie Back Quickly With CRT Transaction

March 3, 2026
Brandon Ivey
Prior to back-to-back CRT offerings in February and March, the government-sponsored enterprise hadn’t issued a CRT deal since October.
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Short Takes: Agency MSRs on Offer / Mortgage Profits Decline at LendingTree / HomeBridge, AmWest Selling HELOCs Via Goldman

March 3, 2026
Brandon Ivey
MorVest Capital is brokering the sale of agency mortgage servicing rights with an unpaid principal balance of $2.41 billion.
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Banks Boost ARM Holdings

March 2, 2026
Abby Zimmardi
Bank and thrift holdings of ARMs increased from the end of September to the end of December.
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Average Interest Rate Drops Below 6%

March 2, 2026
James Dohnert
Last week was the first time in three and a half years that the 30-year FRM interest rate has dropped into the 5% range.
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HUD Staffing Levels Continue Declining

March 2, 2026
Emmeline Willey
Retirements and a lack of new hires led staffing levels to shrink in the third quarter of 2025.
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Homeowners With Rates Under 3% Reach Five Year Low

March 2, 2026
James Dohnert
About 21% of homeowners have a rate of 6% or higher, the highest share in a decade.
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Short Takes: AD Mortgage Issues Its Largest Non-QM MBS Ever / Rocket, Compass Announce New Partnership / DQs Decline to Start 2026 / NewDay USA Brings On Former FHA Commissioner

March 2, 2026
James Dohnert
AD Mortgage issued its largest-ever securitization last week.
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Nonconforming Share of Originations Hits 20.9% in 2025

February 27, 2026
Brandon Ivey
Some $401.0 billion of nonconforming mortgages were originated in 2025.
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Latest Imf News

  • Residential MBS Issuance Declines Slightly in First Quarter

  • Originations Up on Annual Basis in 1Q at Chase, Wells

  • Trump Admin Plans to Constrain Home Price Appreciation

  • Sales of Existing Homes Decline in March

More Imf News

Featured Data

  • ARM Production Bounces Back in Fourth Quarter

  • Home Equity Loan Originations Decline in Fourth Quarter

  • GSE Seller Buybacks and Unresolved Claims Decline

  • Profits Sag at FHLBanks in Fourth Quarter

More Featured Data

Featured Reports

  • Mortgage Profitability Report 4Q25 (PDF)

  • Agency Channel Analysis: 4Q25 (PDF)

  • IMF Mortgage Directory: Full interactive database

  • IMF HMDA Dashboard: 2024

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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