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Short Takes: Non-QM Performance Weakens / 30-Year FRM Rate Increases / RTL Issuance Projected to Drop / Mortgage Application Payments Decrease

July 31, 2026
Abby Zimmardi
Impairments on non-qualified mortgages rose 16 basis points in June, according to dv01.
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Freddie Reports Solid Profits in 2Q

July 30, 2026
Shannon Clark
Freddie's consolidated net revenues hit $6.0 billion in the second reporting period of the year, up 1% year-over-year.
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Agency MBS Delinquencies Rise in Second Quarter

July 30, 2026
Namrata Bhatia
The delinquency rate grew more on FHA mortgages than on loans delivered to the GSEs or the VA.
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Pennymac Income Declines in 2Q

July 30, 2026
James Dohnert
Pennymac's net income declined 73.6% from the first quarter to the second quarter.
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Freddie Announces Plans to Replace EDR System

July 30, 2026
Dennis Hollier

The new reporting system will become mandatory in September 2027, but servicers are encouraged to implement it as soon as they are ready.


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Technology Poised to Improve State Supervision

July 30, 2026
Shannon Clark
Brandon Milhorn, president and CEO of the Conference of State Bank Supervisors, wants state examiners to be able to do their jobs and not function as data clerks.
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Short Takes: Homes Sell Below Listing Price / Regions Bank Taps New Executive / Homebuying Demand Slows / Method Launches Post-Origination Monitoring Tool

July 30, 2026
Shannon Clark
Buyers have the least negotiating power in Hartford, CT, and the most in Detroit.
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Fannie Net Income Hit $4 Billion in Second Quarter

July 29, 2026
Emmeline Willey
Fannie Mae's net income rose to $4 billion in the second quarter, up about $300 million from the first.
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Two Harbors Turns Profit in Final Quarter as a Public Company

July 29, 2026
James Dohnert
Two Harbors Investment generated a net income of $62.2 million during the second quarter of 2026.
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Small GSE Servicers Increase Market Share

July 29, 2026
Emmeline Willey
Smaller servicers of Fannie Mae and Freddie Mac mortgages gained ground on their larger counterparts in the second quarter, according to Inside The GSEs.
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Latest Imf News

  • Retail Channel’s Share of Originations Increases in 2Q

  • FHA to Allow VS4, FICO 10T at Beginning of 2027

  • HPC Working on Data Repository for Mortgages

  • Interest Rates Hit Another High for the Year

More Imf News

Featured Data

  • Non-Agency Jumbo Lending Increases in Second Quarter

  • FHA, VA Production Strong Even as Refis Decline in 2Q

  • Banks See Modest Increase in MBS Holdings, Ginnie Gains

  • All Products Gained in 2Q But Agency Market Lagged

More Featured Data

Featured Reports

  • 2026 Mortgage Market Statistical Annual (PDF)

  • Guide to Mortgage Lending to First-Time Homebuyers

  • Lender Profiles 1Q26: Top 25 (PDF)

  • Mortgage Profitability Report 1Q26 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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