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Industry Expects GSEs to Double Seller Net-Worth Minimum

February 13, 2013
Paul Muolo
Officially, the GSE net-worth minimum is set at $2.5 million, but some in the industry think it will double eventually.
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Industry Can Question CFPB on Mortgage Rule Interpretations

February 13, 2013
Paul Muolo
The CFPB said mortgage lenders can ask the agency "important" interpretation questions on the many rules that it finalized this year.
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Short Takes: FHA Chief Worries About Pricing Borrowers Out of the Market / Fortress Has Plenty of Cash to Spend on MSRs / Former Freddie Executive Key Player in Cerberus REIT / New Penn Hires Correspondent Chief / Fay Servicing Who?

February 13, 2013
Paul Muolo and George Brooks
Fortress Investment Group has raised $1.6 billion to buy mortgage assets, including servicing rights.
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CFPB Warns Servicers on MSR Transfers, Nonbanks Targeted

February 12, 2013
Brandon Ivey
The CFPB has warned the mortgage banking industry that it should pay close attention to loss mitigation work when servicing rights are transferred.
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FHA Likely to Price Its Way to Lower Market Share

February 12, 2013
John Bancroft
FHA single-family production rose 22.3 percent in 2012, but another increase in the mortgage insurance premiums will likely accelerate the program’s three-year decline in market share.
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JPMorgan Chase Working on Jumbo MBS

February 12, 2013
Paul Muolo and Brandon Ivey
JPMorgan Chase is working on a jumbo MBS deal but it may place the bond in the the private market.
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FHFA Kills Plan to Lower Force-Placed Insurance, But Fannie Adamant

February 12, 2013
Paul Muolo
The Federal Housing Finance Agency this week killed a plan being heavily promoted by Fannie Mae to reduce force-placed insurance rates.
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Short Takes: Is PennyMac Really a Subsidiary of PNC? / 5 Percent Will be the Downpayment Threshold in the QRM Rule / Yet Another New Player in Mortgage Insurance / MIAC Selling MSRs

February 12, 2013
Paul Muolo
Is PennyMac Financial Services, which just filed for an IPO, really part of PNC?
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HUD Issues Long Awaited Final Rule on Disparate Impact

February 11, 2013
Thomas Ressler
HUD has released its long-awaited “disparate impact” final rule, sending notification to the industry that housing policies and practices can be determined to be discriminatory not simply through their intent, but also by their effect.
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New GSE 'Reps and Warrants' Policy May Have Caused MBS Surge

February 11, 2013
John Bancroft
GSE MBS issuance increased in January and the most likely explanation may be new, more seller-friendly repurchase policies at Fannie Mae and Freddie Mac.
Read More
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Latest Imf News

  • Bayview Top Bulk Buyer of Agency MSR in 2Q

  • Foreclosures Slowly Rising

  • Fannie Looks at ADUs to Boost Housing Supply

  • Recent Homebuyers Counting on Future Refi

More Imf News

Featured Data

  • LTV Ratios on GSE Deliveries Up in Second Quarter

  • Non-Agency MBS Issuance Declines Sharply in Second Quarter

  • Nonbanks Gain More Agency Servicing Share in Second Quarter

  • Ginnie Issuance Soars in 2Q; Purchase Mortgages Strong

More Featured Data

Featured Reports

  • Top Mortgage Players: 1Q26 (PDF)

  • Agency Seller-Issuer Profile: 1Q26 (PDF)

  • 2026 Mortgage Market Statistical Annual (PDF)

  • GSE Repurchase Activity: Cumulative Through Fourth Quarter 2025 (PDF Format)

More Latest Reports

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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