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Larger Banks Boost Mortgage-Banking Earnings in 3Q

December 19, 2024
Namrata Bhatia
JPMorgan Chase had the most profitable mortgage-banking operation in the third quarter, with $633.0 million of income.
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FHA Proposal Aims to Increase Servicer Liquidity

December 19, 2024
Monica Hogan
FHA is considering reimbursing servicers for tax and insurance advances earlier in the default process.
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Groundfloor Issues RTL Securitization With Unique Payment Feature

December 19, 2024
James Dohnert
Georgia-based investment property lender has announced a new type of securitization backed by deferred-pay RTLs.
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Short Takes: Fannie Expects Steady CRT Issuance / Housing Starts Increase / Home Sales Slower Than Expected / Moody’s Affirms Assessment of Mr. Cooper

December 19, 2024
Brandon Ivey
Fannie Mae projects that its issuance of credit risk transfer transactions in 2025 will be similar to issuance in 2024.
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REITs Add to MBS Holdings in Third Quarter

December 18, 2024
John Bancroft
A group of 16 mortgage REITs held $196.29 billion of residential MBS on their books at the end of September.
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Chase Makes Splash in Expanded-Credit MBS Market

December 18, 2024
Brandon Ivey
Chase is marketing its first expanded-credit MBS with mortgages for primary residences.
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CFPB Sets ATR Requirements for PACE Loans

December 18, 2024
Shannon Clark
The final rule establishes ability-to-repay requirements for Property Assessed Clean Energy loans.
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CFPB Issues Warning on Servicing After a Divorce, Death

December 18, 2024
Brandon Ivey
Some mortgage borrowers are “being caught in a customer service doom loop,” according to the CFPB.
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Short Takes: Senate Passes Trigger Leads Bill / Mixed Figures for Interest Rates / Ginnie’s Reliance on Contractors / Swings in CA Home Prices

December 18, 2024
Brandon Ivey
The Senate approved S. 3502, The Home Buyers Privacy Protection Act, on a unanimous vote.
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GSE Buybacks Drop in 3Q With Freddie Reporting Change

December 17, 2024
John Bancroft
Much of the decline was the result of a change in how Freddie Mac classifies loans subject to a repurchase claim for which the seller has provided a remedy.
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Latest Imf News

  • Ginnie Drives Growth in Agency Servicing in First Quarter

  • REIT MBS Investors Took Hits With Volatility in 1Q

  • PIMCO Cites Issues With Trump Admin’s Affordability Efforts

  • Margins Improve on Originations at Fifth Third in 1Q

More Imf News

Featured Data

  • GSE Deliveries Weaken in First Quarter of 2026

  • GSE Lenders Stretch Credit Envelope in First Quarter

  • Bank Sales of Mortgages Rise to 2022 Level at End of 2025

  • Structured Finance Market Keeps Momentum Going

More Featured Data

Featured Reports

  • Mortgage Profitability Report 4Q25 (PDF)

  • Agency Channel Analysis: 4Q25 (PDF)

  • GSE Repurchase Activity: Cumulative Through Fourth Quarter 2025 (PDF Format)

  • IMF Mortgage Directory: Full interactive database

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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