The retail channel remained the largest source of nonconforming loans, though the channel’s market share dropped in the first half of 2024.

A downpayment assistance program “polls great” but “we are just not going to see” it unless Democrats have a supermajority of the Senate, said David Dworkin, president and CEO of the National Housing Conference.

Currently, a handful of states have specific regulations for HEIs and federal oversight is limited as the Consumer Financial Protection Bureau is evaluating the market.

An affiliate of JPMorgan Chase was the winning bidder on an auction by Freddie Mac of nonperforming loans with a balance of $188.3 million.

Fitch Ratings remained the top player for rating non-agency MBS in the second quarter of 2024 but the firm lost some market share.

FHA said the revisions more closely align with computer-security incident notification standards crafted by the federal banking agencies.

FHFA will hold FHLBank boards and senior management accountable for planning for and adapting to the shifting risks posed by the increasing frequency and intensity of climate-related natural disasters.

The September rate cut looks unlikely to have a major impact on the value of mortgage servicing rights.

Fairway Independent Mortgage Corp. established a $1.0 million fund to help with the recovery from Hurricane Helene.

Banks continue to dominate home equity lending, but some nonbanks have made big moves, including Rocket Mortgage.