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CFPB Considering Changes to ATR/QM Rule

September 5, 2025
Shannon Clark
There's no timeframe yet for potential adjustments to the ATR rule.
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First-Time Issuers See Oversubscribed Securitizations

September 5, 2025
James Dohnert
Knock and Arixa separately issued their inaugural securitizations, with strong demand from investors.
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UWM Fueling Issuance of Non-Agency MBS

September 5, 2025
Brandon Ivey
UWM contributed to three non-agency MBS that started marketing Thursday.
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Short Takes: Unemployment Rate Ticks Up / Positive Outlook for Real Estate / New CRT From Freddie

September 5, 2025
Brandon Ivey
A slight rise in the unemployment rate in August helped to reinforce expectations that the Fed will cut the federal funds rate this month.
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Mortgage-Banking Income Down Slightly at Banks

September 4, 2025
Namrata Bhatia
First Interstate Bank posted the largest loss in the second quarter, spilling $5.5 million of red ink.
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PIMCO Taps Major Nonbanks for CES Securitization

September 4, 2025
Brandon Ivey
PennyMac Loan Services accounted for 40.8% of the planned $356.1 million issuance, followed by Rocket Mortgage with a 32.8% share and Newrez with a 24.2% share.
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Rithm to Acquire Insurance-Focused Asset Manager

September 4, 2025
Brandon Ivey
Crestline Management is based in Forth Worth, TX, and has $17.0 billion of assets under management.
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FICO, VantageScore Tout Scoring Superiority

September 4, 2025
Dennis Hollier
VantageScore and FICO offer competing research claiming that their respective scores are better.
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Short Takes: Miran Cites Fed Independence / Radian Boosts Warehouse Funding From Chase / Provident Sending More GSE-Eligible Mortgages to Non-Agency MBS / AGNC Raising Capital

September 4, 2025
Brandon Ivey
Stephen Miran, President Trump’s nominee to fill a vacant governor position at the Federal Reserve, said he intends to preserve the Fed’s independence if confirmed for the position.
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FHLBank Profits Slip in 2Q Even With Boost in Advances

September 3, 2025
Dennis Hollier
Only two of the 11 regional banks saw a sequential increase in profits in the second quarter.
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Latest Imf News

  • Originations of First-Lien Residential Loans Increase in 2Q

  • Despite Volatility, Investor Demand Remains Strong

  • Adamas Acquires Record Amount of BPLs in 2Q

  • House Committee Holds FHLB Hearing

More Imf News

Featured Data

  • Expanded-Credit MBS Issuance Declines in 2Q

  • Top Ginnie Servicers See Modest Growth in 2Q

  • Consumer Debt Drives New ABS to Record High in 2Q

  • Primary MI Volume, Characteristics Stable in Second Quarter

More Featured Data

Featured Reports

  • Lender Profiles 1Q26: Top 25 (PDF)

  • Mortgage Profitability Report 1Q26 (PDF)

  • Top Mortgage Players: 1Q26 (PDF)

  • Agency Seller-Issuer Profile: 1Q26 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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