Originations of purchase mortgages increased by 2.7% on an annual basis in the first quarter of 2025.

Upsizing typically indicates exceptionally strong demand for a securitization.

"Individual investor appetites wax and wane over time," but Ginnie isn't seeing a mass pullback in demand, according to Joseph Gormley, executive vice president at the agency.

Higher-priced mortgages accounted for 2.4% of total originations tracked in HMDA in 2024.

"It's difficult for the market to know what to do with this news," said Michael Bright, CEO of the Structured Finance Association.

Trump noted that Fannie and Freddie are “doing very well and throwing off a lot of CASH.”

Correspondent sales of non-agency jumbo mortgages increased by 62.3% on an annual basis in 2024.

The bill would increase the qualified mortgage exemption to apply to banks with up to $50.0 billion in assets.

Keith Lind was a managing director at HPS prior to joining Acra and he recently returned to HPS in a senior leadership role.

Among many other provisions, the tax reforms included in the bill passed by the House would make the mortgage interest deduction permanent.