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Shift by FHFA Opens GSE Securitization Platform to Others

July 9, 2025
Dennis Hollier
Banks and private issuers will now be able to obtain a license from the renamed U.S. Fin Tech to issue GSE-grade securities (minus the GSE guarantee).
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Short Takes: FICO’s Reaction / Applications Increase / FHA Foreclosure Moratorium in Texas County / Fannie Selling NPLs / Still Retiring From PulteGroup

July 9, 2025
Dennis Hollier and Brandon Ivey
FICO's stock price took a hit after the FHFA announced that the GSEs will immediately accept VantageScore 4.0.
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Government-Insured Purchase Mortgages Outpace Competition

July 8, 2025
Brandon Ivey
FHA purchase-mortgage business in Ginnie Mae MBS hit $54.47 billion in the second quarter of 2025.
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Prices for New Homes Declining at Accelerated Rate

July 8, 2025
Brandon Ivey
To help combat a decline in demand for new homes, homebuilders have reduced building activity to some extent and leaned on incentives such as mortgage buydowns.
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CFPB’s Guidance Recissions Hit Snag in Court

July 8, 2025
Shannon Clark
A judge allowed the CFPB to withdraw its amicus brief to the extent the brief discusses now-withdrawn advisory guidance but denied the bureau’s request to strike the brief from the docket.
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Mortgage Locks Tick Up in June With Refi Push

July 8, 2025
Brandon Ivey
Locks were up 2.0% from May.
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Short Takes: Employment on Shaky Ground / U.S. Citizen Share of Mortgage Lending Rising / Home Sales Slowing / New Wholesale Option for RTLs

July 8, 2025
Brandon Ivey
Some 29% of households surveyed by Fannie Mae in June said they were concerned about potentially losing their jobs, up from a 22% share in May.
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Invictis, Barclays Boost Non-QM MBS Issuance

July 7, 2025
Brandon Ivey
The issuers started marketing the deals just before the Fourth of July weekend.
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Retail Share of Nonconforming Lending Declines in 1Q

July 3, 2025
Brandon Ivey
Both the correspondent and broker channels increased their market share recently.
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Fannie Sets BSA-Like Requirements for Mortgage Companies

July 3, 2025
Brandon Ivey
For mortgage companies not currently subject to the BSA’s anti-money laundering reporting requirements, Fannie will implement requirements of its own.
Read More
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Latest Imf News

  • GSEs, FHA Moving Forward With New Credit Scores

  • Delinquency Recovery Less Robust in First Quarter of 2026

  • Fannie Economists Revise Rate Forecast Sharply Higher

  • Mortgage Complaints to CFPB Increase in First Quarter

More Imf News

Featured Data

  • ECM Drives Non-Agency MBS Issuance in Early 2026

  • Agency Servicing Market Subdued in Early 2026

  • Largest Lenders, Nonbanks Grab More Lending Share

  • GSE Deliveries Weaken in First Quarter of 2026

More Featured Data

Featured Reports

  • Agency Channel Analysis: 4Q25 (PDF)

  • GSE Repurchase Activity: Cumulative Through Fourth Quarter 2025 (PDF Format)

  • Mortgage Profitability Report 4Q25 (PDF)

  • Mortgage Servicing Rights Report: 4Q25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results
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