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Consumer Advocates Criticize CFPB's ECOA Proposal

December 31, 2025
Shannon Clark
The proposal would make major changes to the Equal Credit Opportunity Act.
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Fannie Modernizes HomeStyle Mortgage Options

December 31, 2025
Dennis Hollier
Among several changes, Fannie rebranded its HomeStyle Energy product.
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Short Takes: Online Research Impacting Real Estate Agent Selection / States Sanction MLO for SAFE Act Violations / Accurate Group Completes First UAD 3.6 / reAlpha Launches National LO Recruitment Program

December 31, 2025
Shannon Clark
A new Zillow report found 36% of home sellers now find their agents through online channels, up from 15% in 2018.
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Mortgage Sales Rise at Banks and Thrifts

December 30, 2025
Brandon Ivey
Chase had the most mortgage sales volume in the third quarter among depositories, according to a recent Inside Mortgage Trends analysis of call report data.
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Homebuyers Reached Downpayment Goals Faster in 2025

December 30, 2025
James Dohnert
It now only takes seven years for a typical homebuyer to save for downpayment, according to a new report from Realtor.com.
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Assumable, Portable Mortgages Unlikely to Significantly Boost Affordability

December 30, 2025
Dennis Hollier
Urban Institute researchers said in a recent report that only strategies that catalyze new construction can truly address the housing affordability problem.
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Pending Home Sales See Slight Boost

December 30, 2025
James Dohnert
Real estate agent confidence is growing as pending home sales pick up heading into 2026.
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Short Takes: Mr. Cooper Layoffs / KBRA on UWM, Two Harbor Deal / Investors Push to Acquire Land in Areas Impacted by CA Wildfires / OceanFirst to Acquire Flushing Financial

December 30, 2025
James Dohnert
Mr. Cooper announces layoffs following merger; KBRA believes UWM and Two Harbors deal will be strategically favorable; Investor increasing land purchases for areas impacted by California wildfires; Flushing Financial to merge with OceanFirst Financial.
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Loan Production Income Increases at Publicly Traded Banks, Nonbanks

December 29, 2025
John Bancroft
A gain in income from the production and sale of new single-family home loans helped cover a modest decline in servicing profitability in the third quarter.
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FHFA Adopts New Housing Goals for the GSEs

December 29, 2025
James Dohnert
The recently announced goals supplant the three-year plan covering 2025 to 2027 that was adopted during the Biden administration.
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Latest Imf News

  • GSEs’ MBS Holdings Down for Third Straight Month

  • Housing Likely to Remain in Focus Post-Midterms

  • Pennymac’s Funding in 3Q Trending Well Below 2Q

  • Jones Nominated for FHA Commissioner

More Imf News

Featured Data

  • Non-Agency Jumbo Lending Increases in Second Quarter

  • FHA, VA Production Strong Even as Refis Decline in 2Q

  • Banks See Modest Increase in MBS Holdings, Ginnie Gains

  • All Products Gained in 2Q But Agency Market Lagged

More Featured Data

Featured Reports

  • Agency Channel Analysis: 2Q26 (PDF)

  • 2026 Mortgage Market Statistical Annual (PDF)

  • Guide to Mortgage Lending to First-Time Homebuyers

  • Lender Profiles 1Q26: Top 25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results
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