Chase acquired the closed-end second liens from Capital One Financial, which acquired Discover Financial Services in May 2025.

Only 17% of voters recently surveyed by the National Association of Realtors believe it’s a good time to buy a home.

United Wholesale Mortgage is offering a 75-basis-point pricing incentive for certain conventional and government-insured refinances through March, as well as a $600 appraisal credit for purchase mortgages through April.

Refi guarantees in the Department of Veterans Affairs’ home loan program more than doubled during the fourth quarter.

Hope Dmuchowski, a senior executive vice president and chief financial officer at First Horizon Bank, said the bank’s mortgage warehouse activity is “behaving seasonally” with a decline in volume compared with the fourth quarter.

Federal regulators are set to propose revisions to bank capital requirements and then plan to adjust liquidity requirements.

The GSEs noted that mortgages for government employees and other workers directly impacted by the shutdown are eligible for delivery to the GSEs, even if the borrower is not receiving pay, so long as certain conditions are met.

Cotality is projecting a 4.4% annual increase in home prices as of January 2027.

Securitization volume of home equity loans increased by 5.8% on a sequential basis to $10.62 billion in the fourth quarter of 2025.

“5.75% is really where you have more and more homeowners in the money on a cash-out refi,” Scott Peyree, president and CEO of LendingTree, said.